Pros
Flexible schedule Sales incentive trip - IF you can hit it
Cons
Do NOT believe the hype they tell you!! I was contacted by a recruiter for a management position. Upon interviewing, I was told that I would need to be a financial representative for a "few months" before being promoted into management. I explained to the hiring manager and office manager, that I am not in a financial situation to make beginning sales rep money. I was promised that they would "take care of me" until I made it to the management role. I was point-blank asked what it would take to get me to accept the position, and I told them no less than $5,000 a month. I was told "DONE! We will make it happen." My salary for the past 2 months has been under $1,600 a month, and I have 15 years of experience in the life insurance and investment sales industry! I am not a rookie by any means and have been very successful in other similar roles in other companies! I was also promised a "lump-sum bonus" after the 6-week introductory period. This bonus was supposed to hit the week before Christmas. The DAY BEFORE the pay was supposed to come - I was pulled in the office and told they "made a mistake" - the bonus is paid out in 10% increments! NOTHING these managers have promised has come true! They will tell you ANYTHING to get you in the door. DO NOT BELIEVE the sales pitch! Incidentally, I am still not in the sales manager role. The date keeps getting pushed back for all kinds of excuses. Also, if any of your clients do not pay their premiums - you get charged back IMMEDIATELY! Also, you only get paid out on 50% of your sales and the rest goes to a bank and only paid out 10% a pay period. So, basically anytime you leave - you will be losing a lot of YOUR money!