Pros
Headquartered in Utah, they have a great presence. In California it's under the name "California Bank & Trus" and the management there is the worst in the industry. Bad public relations and horrible staff - mainly the La Mesa branch - staff is a nightmare! The senior management have their head in the sand for the whole bank - especially San Diego in general. They are very disconnected to headquarters and run under the assumption that they are still a community bank with pride - wrong!
Cons
The bank is very dysfunctional and there is no communication between the bank channel and the investment division - there is no feeling of unity and no cameraderie or growth potential. The real problem is the San Diego bank - Calif Bank and Trust who feel they aren't part of Zions and run the show with disdain and it starts from the top down.