Deceptive and Unethical Practices - Account Executive/Sales eFinancial Employee Review

1.0
Mar 2, 2019
Recommend
CEO approval
Business Outlook

Pros

Free Parking (be sure to get there early, parking gets full quickly) free coffee (you won’t be making much money and won’t be able to afford decent/high quality coffee),game area (for those that like immature activities)

Cons

Culture, not a long-term employer, commission structure changes (not in employee favor), no common curtesy, overworked and underpaid, fear tatics, 6-12 months to be promoted to Account Executive, expensive insurance (they advertise for potential customers to purchase affordable insurance, but can’t even make it affordable for their employees), high turnover rate, no ability to grow, they have asked current employees to write positive reviews, micromanaged, bad leads, favoritism to who gets decent leads.

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eFinancial Response
7y
Thank you for sharing your opinions. We put our people first and this feedback will help us in that pursuit. We have many employees that have enjoyed a long-term career spanning over 10 years, additionally, our turnover is below industry average. We promote from within and offer a multitude of career advancement opportunities across the organization. The 6-12 month time frame to get promoted would hinge on your ability to get licensed nationwide and appointed with several top rated carriers. We start that process within 2 weeks of your employment; some people may not adequately prepare for the exam or be good test takers which can delay the process to become licensed. This is a regulated industry and we comply with the state insurance requirements. It not uncommon for a new hire to start earning commissions within 60 days of their employment starting. If a new employee is already licensed, that time frame can be accelerated. In 2017 we brought in a new leader of the organization who made tremendous investments to enhance our benefits offering; the total suite has been bench marked well above our competitors. While our commission plans may change from time to time, often agents earn more under any new plan. As we evolve the business, our agents become more productive with additional resources and technology to increase production levels. The commission plans evolve alongside the business. All of this adds up to more families protected and advancing our mission to make life insurance more affordable and accessible for everyday Americans.

Explore other reviews about eFinancial

5.0
Feb 19, 2026
Recommend
CEO approval
Business Outlook

Pros

Has been an great opportunity. Can do big things here. A lot of the complaints are people who dont put in the work to advance. You have to work hard to get to AE. They have sales meetings every month and call out promotions and there are ALWAYS a lot of promotions to sales roles. You literally see promos every month. Good earning opportunities get to work fully remote from home. They invest a lot into you starting up. Yes, you have to make it past BDR role but that’s an important role because it’s when you get licensed and then when you become an agent your get leads sent to you all day. Company is like a small family you can tell leadership is strong together which makes for an enjoyable work environment. Can go on with pros: good benefits, base pay, computer + monitors, incentives, company trips for top earners, training, it goes on.

Cons

They give chances to non- sales backgrounds. Therefore you’re sometimes dealing with the inexperienced people that think it’s a cake walk. They quickly find out it’s not as easy as they hoped. In turn they don’t try to get better and blame everything but themselves, which is why you see a lot of these negative reviews. I had people on my team complain about everything and you could tell it wasn’t going to work out for them right away. It’s sales it’s tough. Gotta put in the work as you would any company. People say you can make more flipping burgers.. ya their goals are also not long term if working for the minimu wage rather than the commission. If I could change one thing I’d suggest they only hire sales ppl so that everyone could be surrounded by like minded individuals but I get it. Some people make the most out of it with out sale background I’m sure

1
3.0
Jun 30, 2026
Recommend
CEO approval
Business Outlook

Pros

Remote availability throughout the country.

Cons

Unrealistic sales quotas and expectations.

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