Pros
You will be sponsored for all your licenses Most people are nice You can keep your clients when you leave, in theory, though not always in practice This company is not a good place to spend any prolonged period of time, if you need experience on your resume then it may be a descent option but you need to have at least 3 months worth of cash on hand because you will not make anything for the first 90 days in my experience Because they spend almost nothing on new employees they don't really care if you leave quickly
Cons
The company wants you to sell to your family and friends, thats all they are set up for, if you don't have a couple hundred people you can call to sell insurance to you won't make it. The turnover rate is unbelievable and the company is frankly setup to where most smart people leave within a year There is no base salary and management gives you almost nothing to work with They sell insurance but claim to be financial advisors They openly and actively discourage cold calling or anything other than selling to family and friends which is crazy The company gets people out of college pays them nothing and uses them to sell insurance to friends and family, after that its almost impossible and there is no support for moving beyond your warm market to become an actual advisor with a sustainable business. If you want to cold call expect to spend a thousand dollars on getting the services yourself, and you will not be reimbursed or even encouraged. The management is at best passive and at worst down right sketchy, I have seen people play fast and loose with various laws and regulations, never outright criminal but definitely not good You will be expected to put in absurd hours, 7am to 6:30pm, and there isn't any flexibility They say you will have a mentor but really thats just a nicer word for boss, I was told to make a list of people and call them from my cell phone because they won't even give you a phone to use Honestly it's basically a boiler room but without any of the resources you would get in a boiler room, and management hates anyone who mentions this.
