Technology is quite inadequate for employees, it eats of a lot of time trying to make it work correctly or making up for pressing a wrong button. Vacation time can be hard to schedule if you are a newer employee as most other employees have been there for a couple decades, so no way you're getting any seniority. Slight lack of motivation with bankers since sales goals are low....oh, and there's basically ZERO compensation/bonus plan. Also, they use a ton of paper since they are not up with technology and lots of simple banking tasks have to be completed manually with a pen.