Lower reviews

Haven’t worked here in 8 months, yet I get a letter in the mail saying my personal information got hacked 2 months ago. This company is extremely dysfunctional, and upper management is in a fairy tail land saying it’s great. Rates are up, business is down, and Lower will fail in the next 0-3 years. They are propped up of series A funding, which is the only thing keeping the company alive. It was a quick cash grab during the refi boom, but after I have no clue how they will pay the bills. ALSO: The positive reviews on here are 1000% fake. No one likes working here unless you are a manager making money off your LOs backs.

This place pulled off the greatest bait and switch I’ve ever seen. I left a really good company, with great benefits and a job I liked because they really sold the dream. A few things promised in the interview that they are now saying would have never happened Schedule/ 4 day work week - non existent for remote employees. They only offer it to those in office. They also expect you to he available 24/7, but tell you not to clock the hours since it’s just “how loan officers work”. Great culture - also non existent. They really only like you if you are in the office. If you are a remote employee, prepare to feel excluded. The Ohio office gets amazing perks, like free lunches, free hair stylists, off early on fridays, etc. but if you are part of the remote team, you get none of that. You aren’t even invited to big company meetings. Base pay - I was told in the hiring process that I would be paid a base Pay and it was taxed as such. No one explained to me that it was actually an advance on commission, and taxed as such, and if you leave the company before you make that much back, you owe it back to them. Benefits - wow, they really sold you on benefits but they suck. Health insurance is free, hit the deductible is more than I would make here in 4 months. You can pay $400 for a better plan, but then the deductible is still thousands and thousands. Also, they make you use your personal phone for your “24/7” availability but refuse to give you a stipend for it. Overall, this company claims to be a progressive fintech company but it’s honestly just another glorified call center. Over 2 months in and I’m still waiting for my 4 day work week, the hot leads they promised, and the big money and great culture that “everyone benefits from”. Avoid this place at all costs.