The biggest downside everyone talks about is 100% commission income. You basically ‘eat what you kill’. The beginning of the career is the hardest. It has been said that there is a price to pay for success in this business. That price is effort, hard work, tenacity, and fortitude. Everyone in the business will have, or already has, paid that price. The beauty of it is you get to decide when to pay it. It is my advice to pay it in the beginning, right away. Get it over with. This means ingrained yourself in the prospecting activities that you will need to do...work later hours..work weekends initially, this is paying the price. Another negative might be that there is no salary. This is tied to the full commission negative. While this may be the case, your upside is unlimited and, believe me, there is lots of upside. The products are tremendous and the compensation is too, Compliance these days is a big negative in my view. I know why it is needed but it can be a royal pain the butt. Depending on where you locate, management can be a pain also. Always breathing down your neck and requiring the attendance at meetings. Still, management generally knows what they are doing and are trying to help you in the end. The better you do, the better they do.