Subprime and Suckers Lending but maintains an illusion of much more
Pros
The pay is alright and bonuses are decent.
Cons
The worst work to home life relationship I have ever seen. The company offers poor products, inadequate training, micromanagement, very limited growth opportunities. This is to name a few. You are penalized for taking vacation time as it has a direct impact on your goals and bonuses. Most employees lack respect for their customers and can be down right rude. Favoritism has a great presence in the company and morale is terrible. The work is a joke and underwriting is inconsistent. Bad loans are made to reach goals and you spend the next 8+ months trying to collect delinquent accounts. It is a poor business model. Lend money and when the customer doesn't pay, offer to lend them more money. There is no room to bring new ideas in. Management shoots down creativity and mocks you for making suggestions to improve processes. I could go on much longer but I think you get the gist of a poor culture and work environment.