Pros
Benefits package is not bad considering what most companies offer these days.
Cons
This is proprietary insurance sales first. If you are looking to be an objective Advisor for your clients this will not be a place to work out. Pushing average insurance that is many times expensive compared to other offerings in the market space will not be fun if your goal is to put your clients needs over corporate needs. Investment products whether mutual funds or annuities you will be peddling are subpar options and if clients are shopping you will miss most of these sales...nevermind the reality that there are much better offerings everywhere else. Entrepreneur opportunity they pitch is a joke....yes you will incur many costs like an entrepreneur but you own no part of the business. Compensation changes are constant...you can never make a more than 3 to 6 month business plan as a compensation change or directional focus change may happen dnd how you get paid changes again. And if your goal is to create a recurring revenue practice whether through fees or trails this is not your place. The goal placed on advisors is to sell insurance....they do not care what your AUMs are...in fact the goal they seem to have is to minimize that compensation so that you return your focus to sell overpriced insurance. Bottom line is if you want to take care of your clients objectively and want to offer best in class solutions than do not work here!