Not all organizations within Unum are constantly advancing or coming up with innovative ideas. However, an insurance company does not need to be a cutting edge technology company. Projects may take longer than they should to complete in some organizations because there are many day-to-day tasks that trump special projects. This really isn't a con because there are parts of the business that just need to work. But if you are looking for rapid innovation don't join sectors that are about the day-to-day grind. Look for groups at Unum that develop strategy.