Health Insurance

IBM would support every staff member and ensure that everyone make a great choice of its health benefit, Health benefit is very essential and important to the organization. The company take health related issues very vital and as such, they would ensure that everyone gets the best of their health insurance.

Costly plan - about 15% of my base salary is spent for premiums and dedictibles Restrictive prescription plan won't pay for even moderately costly medicines

They are ok deductibles are high. Company contribution to HSA is great for family and individuals and for singles insurance is free for PPO with HSA

The insurance is good, but getting more expensive every year

Great all around benefits. You'll be fully covered and have great protection. There a various levels of coverage to chose.

Very low rate per month.

Care for the individual employee are reasonable, but once you start adding family members, the cost takes off. There are a reasonable number of options available to choose from.

If you have services that are out of network, you must understand they are 100% out of pocket.

There are several flexible plans to select from.