Health Insurance

I guess they are like any other major tech company, at some point a few years ago they decided to switch to co-pay type of insurance where the the employee pays up to a maximum per year of almost $6,500, after that they take care of the rest. They give the employees $2,500 each year for their HSA Account

long term / short term disability

It is pretty good and I should say one of the best

The company offers the best health insurance in greater SEATTLE area.

Best in class. Haven't had better since.

High deductible but with HSA

Great health benefits and contribution to HSA account.

Microsoft switched to HSA plan from Cadillac plan after Obamacare. The employer contribution to HSA is decent and the out of pocket maximum deductible is lesser than other big tech companies.

Microsoft offers Health-savings Account based plans, with most of the deductible matched by the company. The insurance is backed by Premera.