Health Insurance

its good if you have major health problems or an accident but every day its very expensive and I hate it

Horrible. You pay 100% for almost everything out of pocket. If you have a family, be prepared to put everything in the HSA you will need because Microsoft doesn't cover anything till you have spent over $6,000 in a year. They contribute a paltry amount into the HSA. It goes fast. Not just that - but the amount of administrative work that you must do just to pay the medical bill is extensive. If you have any health issues - this is not a company for you. This is particularly sad, because the health benefits used to be the best ever. You never had to worry about anything either dollar or administratively. Now - not at all.

On Par or better than most, never had a complaint other than the fact that they cannot handle nuances like divorced families well

health insurance with HSA plan choice and another simpler plan choice

Having to manage my own HSA/PPO sucks - but the benefits are quite progressive and quite reasonable.

It covers major things - but since they switched to the CDHP/HSA plans a few years back, employees now don't go to see a doctor right when they need it, they wait till they get worse, spreading germs around the office.

BCBS - great health plan. Most doctors covered.

The best in the market

Health insurance is okay. Middle of the road. The hospital billed us $20k for our recent pregnancy, and health insurance capped our annual co-pay at $6000, and then payed $4000 of it, so we were only $2k out for some pretty major hospital time. I'm content with that. I have it far better than most of my fellow Americans.