"bonuses" "gas and cell phone allowances" and most other forms of income are complete lies. your GA, MGA will tell you about all kinds of money you can make and its very very untrue.
-personal recruiting is a joke. they straight up lie to people saying they are with "arias and associates" and tell people they are hiring for "customer service positions, sales positions, as well as leadership/management"---the position is the same thing....they will say anything to you and NEVER put anything in writing for what your income will be. FLAG#1. FLAG#2 is they have to give you a group presentation describing the position. There are no benefits, you pay for your own expenses, and your actual income is 40% x Annualized life premiums (monthly premium x 12) x .75 (because they hold 25% for when you are closer to the year mark).
there is no 401k, no health insurance, you are strictly a 1099 independent contractor, but they will micro manage you and force you to work every single night of the week. you are NOT ABLE TO MAKE YOUR OWN SCHEDULES.
you will work 9-9 at least for your first 90 days, then you will be forced to get to the office by 10am and be forced to stay out til 10pm every night of the week (including sundays). you are also going to be calling people that HATE AIL that get bombarded by agents week after week because your leads are old and reused too much that people hang up on you immediately. you are also forced to "door knock" people hundreds of miles away to try to set them in person for an appointment because they most likely ignored your 20 calls before and/or hung up on you because you said you were from american income life.
there is no "enrollment period" and you are forced to lie to people and deceive them into policies and hope they don't cancel or you will not get paid the following week.
too many cons to actually list. its a joke of a company.
I would definitely thank AIL for showing me what career rock-bottom actually looks like, which allowed me to take that to my next career, where i am doing very well!
