Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,232 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 35% of employees would recommend working at American Income Life to a friend and 34% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 5% over the last 12 months.

How satisfied are employees working at American Income Life?

35% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.5 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Licensed Insurance Agent (61) , Sales (61) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 247 reviews)); "Great training and leaders!" ((in 223 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 201 reviews)); "Remote and flexible you can work from home" ((in 140 reviews)); "The culture here is great also!" ((in 130 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 273 reviews)); "Poor management, lack of strategy and no decorum" ((in 138 reviews)); "Some long hours but worth it in the long term." ((in 119 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 110 reviews)); "And no benefits." ((in 70 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

35% would recommend to a friend

(4,201 total reviews)

Steven K. Greer

64% approve of CEO

34% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

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American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,201 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

1.0

Feb 3, 2015

Recruiter/Hiring Manager

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

potential for full time with a base salary (although full time at a whopping 10 dollars an hour cannot really support a wife and family and harley myself for that matter). If you like commission only, no benefits.. then go for being an insurance agent.. Maybe you'll get lucky.. Most likely not.

Cons

Terrible pay. 10 dollars an hour. No benefits. No payroll department. (My first pay-stub was hand written on the back of a piece of recycled paper). Some of the insurance guys think they are so awesome, when really they are scammers. Some people are ok/nice to be around though. Also we LIE to applicants. We have to use deceiving recruitment tactics to convince people, whether they are a high school drop out, or a phd in biology, that they should come work for us...as an insurance agent... The company is unethical and unprofessional.

1.0

Feb 1, 2015

One of the biggest scams, and waste of money I have been involved in

Life insurance agent

Recommend

CEO approval

Business Outlook

Pros

Great people whoa re willing to help. to a point

Cons

-Long hours (60 to 80 a week) for no guarantee pay -manipulative scripts to convince the client to let us give them free benefits, but then pressure them to buy life insurance once in the door. -managers will be annoyed when you want to take a Saturday or Sunday off. expect to work 7 days a week. -they don't correlate "your" area good so you will be spending over 45 minutes to drive to your destination -they expect you to call the same client on the same night over 7 times. which does not end well most of the time with the potential client -sell you into working for them -300$ of your own money just to start the job. and then a month of training with no pay

1.0

Jan 30, 2015

Eh.. A great place to work if integrity means nothing to you.

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

Um.. um.. oh, you can make lots of money if you are ok with lying to clients about "delivering union benefits" to get an appointment with them in their home, and then conning them into buying life insurance. I averaged 2k - 3k per week, but after a while I realized that no amount of money would ease my conscious about what i was doing. I can honestly say that some of the managers are great, but after seeing how much they lie and put on an act for clients, you kinda figure that they are just acting for you too.

Cons

100% commision (You are a 1099, NOT an employee). The job is VERY robotic. All of the selling is scripted (you basically have to memorize a huge sales pitch -VERBATUM). Forget thinking for yourself. Long hours - 6 days a week at the office and in the field. You often work as late as 10 or 11pm, and they expect you to spend your day off studying the sales script. Also, they set your schedule for you and micromanage the hell out of the agents. Seriously?? As an independent contractor?! The office environment was a bit too cliquish and immature. Half the job is basically telemarketing in order to even get an appointment. It's not a true "leads based system" as AIL claims.

Viewing 3649 - 3651 of 4,201 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Reinstatement Clerk (Remote)