It can be a great opportunity, if you have luck having start up referrals
Pros
-Energetic and optimistic environment (upbeat company meetings on mondays) -Great people to network and work with -People actually care about your success here -You can dress down on Thursdays (for call night) -Pay is good if you sell certain amount of insurance (refer to cons as well) -1099 opportunity which means you are your own boss and it is technically your own business -Structured office environment that gives you resources and extra training/coaching if needed which is nice -Managers are really helpful, especially mine, and are willing to help you out personally for the most part which is unheard of in other industries
Cons
-They don't tell you upfront that as an "Union Benefits Representative" that you are also signing up to be a Life Insurance provider -in most cases, you have to invest a lot of your time and some money upfront as well.... in my case, since i had already had a temp life license before (can only have applied & used temp license ounce), i had to invest over $400 to take classes and test to even get a contract from company. Not to mention you have to also invest money for gas, i have easily spent at least $300 in gas to meet up for practice appointments and training -Pure commission, so if your not used to that or open to being in a sales driven position, this most likely will not be a position for you -Was really inconvenient that i started in the winter time, especially right before Christmas season because unfortunately it has been extremely difficult to make any sales at all -You have to sell at least sell $900 in whole life insurance ($75/month * 12months = $900ALP) in a week to qualify for gas bonus (which is fair). However, this coming year the company is raising it up to $1,200 in whole life/ALP to qualify for the $200 weekly gas bonus