employer cover photo
employer logo
employer logo

American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

35% would recommend to a friend

(4,201 total reviews)
avatar

Steven K. Greer

64% approve of CEO

34% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,201 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
3.0
Dec 18, 2014
Recommend
CEO approval
Business Outlook

Pros

-Energetic and optimistic environment (upbeat company meetings on mondays) -Great people to network and work with -People actually care about your success here -You can dress down on Thursdays (for call night) -Pay is good if you sell certain amount of insurance (refer to cons as well) -1099 opportunity which means you are your own boss and it is technically your own business -Structured office environment that gives you resources and extra training/coaching if needed which is nice -Managers are really helpful, especially mine, and are willing to help you out personally for the most part which is unheard of in other industries

Cons

-They don't tell you upfront that as an "Union Benefits Representative" that you are also signing up to be a Life Insurance provider -in most cases, you have to invest a lot of your time and some money upfront as well.... in my case, since i had already had a temp life license before (can only have applied & used temp license ounce), i had to invest over $400 to take classes and test to even get a contract from company. Not to mention you have to also invest money for gas, i have easily spent at least $300 in gas to meet up for practice appointments and training -Pure commission, so if your not used to that or open to being in a sales driven position, this most likely will not be a position for you -Was really inconvenient that i started in the winter time, especially right before Christmas season because unfortunately it has been extremely difficult to make any sales at all -You have to sell at least sell $900 in whole life insurance ($75/month * 12months = $900ALP) in a week to qualify for gas bonus (which is fair). However, this coming year the company is raising it up to $1,200 in whole life/ALP to qualify for the $200 weekly gas bonus

2.0
Dec 18, 2014
Recommend
CEO approval
Business Outlook

Pros

There is opportunity to make money if you have a strong work ethic and dont have a family you want to see.

Cons

My trainer advised me after my 1st sale I had to pay him all of my commissions during training and I also had to pay the taxes and chargebacks. There were 2 mandatory office days that entail 11 hours on the phone setting appointments.

1.0
Dec 12, 2014
Recommend
CEO approval
Business Outlook

Pros

You will learn what real selling is like here. You are constantly selling to survive or being sold the idea that you have the greatest job you'll ever have. You will have an experience that will stay with you. It is a great place to start an actual career.

Cons

No work / life balance. If you want to be viewed as valuable you will solicit yourself to no end and you'll work your corner hard, for years.

Viewing 3691 - 3693 of 4,201 Reviews

Glassdoor has 5,232 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.