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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

35% would recommend to a friend

(4,200 total reviews)
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Steven K. Greer

64% approve of CEO

34% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,200 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Dec 14, 2012

Draining, Frustrating

Recommend
CEO approval
Business Outlook

Pros

High commission Residuals- eventual vesting Make your own schedule (sort of) Great manager

Cons

The "supervising agent" I trained under was a basket case. Rode with her to apts for 3 weeks, almost killed us on the road twice every single day. Was very condescending in the home at the office. The leads that they provide you with at first are great, you are expected to work referrals which do tend to be good leads. However they then feed you childsafe leads, they are constantly after you to get these boxes out. A family thinks that you are coming to deliver a kit to use if god forbid a child goes missing and bam you're supposed to sell them insurance. 2 months of great income but then leads dry up and youre stuck with garbage leads, driving around spending $200/week on gas trying to make $400-$500. You end up profiting $200-$300 for 45+ hours of work. Beginning I was making $700-$800/week. Then the company stops feeding you leads Training was an absolute joke. Spent 3 weeks shadowing my SA going over the same thing, same stories and traveling to regions that were 2+hours away. for 2 of the weeks I would leave home at 8-9 am and return anywhere from 10pm-11pm no joke. Had 2 in class sessions in that time, never even learned the total product line we offered and was field trained one week in to my 3 week shadow session. You are supposed to book apts in the office wherever you region is. I lived over an hour away. You are supposed to do this 2 days per week. Therefor whenever you were booking and Monday or Thursday were the best days for your lead to meet you were supposed to decline. In interview you are told that if you do 20 apts per week everything will be great you will easily make $60k. I asked if it was possible to do more than 20 "oh ya easily do as many as you want, the more the better" the only ppl that were able to book more than 15 apts/week were working with a partner and would book and travel together. It was difficult for me to book 10 apts in a week and I would spend 8+hours/week booking, trying different ppl at different times etc.. Got to a point where even the union generated leads provided by the company were close to 2 years after the lead had filled them out. EXTREMELY difficult to book these leads. You also try to book apts with existing clients to upsell them. Unfortunately these were difficult to book anyway you put it as many clients would tell me they had very bad experiences with push reps in the past and they come out year after year. The "SA" that trained me had trained 5 ppl prior to me arriving. None of them still existed in the company. I lasted 3 months. Longest out of any of them. Constantly new ppl in and out of the office, they hire constantly because ppl quit constantly. Only 4 ppl there for year+ out of 10+ employees any given time Any company that tells you that you can be in management in 3 months is sketchy no?

1.0
Mar 25, 2017
Recommend
CEO approval
Business Outlook

Pros

Great support getting through the insurance licensing process. I literally can't say anything else positive about this company, I'm just typing here to reach the 20 word required minimum.

Cons

-PYRAMID SCHEME -no work/life balance -inadequate insurance products -unethical and deceptive practices (taking advantage of people who know little about insurance, making it seem like you're associated with unions/police/community programs) -lack of compliance with industry standards and laws (don't take notes on client meetings or calls, don't comply with Canada's DNC list) -awful "free benefits" for clients (ex $5K accidental death and dismemberment coverage that's only good for a year) -long work hours -extremely high turnover rate -terrible commission rate Seriously, if you're thinking of working there just don't. Don't drink the Kool Aid and run for the hills. Do not check your brain at the door and truly think about what they're telling you. They WILL try to brainwash you.

1.0
Aug 6, 2014

Sales

Recommend
CEO approval
Business Outlook

Pros

They promise you many things you will not get.They say you set your own hours, this is not true..

Cons

This job will destroy your life with promises of earning big money that you never get. The cheques that do come in your name you will have to sign over to management for some strange reason.The base pay that you are told you will get no matter what is all a lie. You have to pay for everything witch is about $1000 and wait for them to tell you to go to work which is about 3-4 months after being hired.Management is young and foolish with no clue how to conduct themselves. They tell you to work 16h days and then they don't pay you and say there is nothing they can do.All the leads they give you are horrible,Every person you call has been called many many times before.You have to put in weeks of study and class training time that you never get paid for.If there is a problem with someone's file you have to fix it or management will take money from you,...THIS IS A TOTAL SCAM!!....save yourself the time and effort and anger and go another route...

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Glassdoor has 5,231 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.