employer cover photo
employer logo
employer logo

American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

35% would recommend to a friend

(4,200 total reviews)
avatar

Steven K. Greer

64% approve of CEO

34% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,200 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Dec 12, 2016

Scam

Recommend
CEO approval
Business Outlook

Pros

I cannot think of any pros.

Cons

Please stay away from this! I wish somebody had told me the truth about this place before I wasted my time there. I did not meet anybody who was making enough money to survive. Over 90% turnover in 4 months. Claim to be giving "hot leads" from union members, but, was a complete joke. Insurance is way over priced! My life insurance from another firm was less than 40% the cost of AIL. You are trained to use high pressure tactics sell new customers and pile on new policies to existing customers. To add insult to injury, you have to spend money to train yourself. If you want to spend over $1000 on useless training, then make a few hundred dollars a month that will not even cover your car expenses, then American Income Life is for you! And, best of all, it is all evenings and weekends so you don't have to spend any time with family and friends!

1.0
Jan 5, 2013

Absolutely Pathetic

Recommend
CEO approval
Business Outlook

Pros

Flexible schedule, able to work from home,

Cons

I was told to post misleading advertising on popular job boards to generate good applicant flow. I also lied to candidates over the phone to get them in for an interview. There were very shady interoffice practices going on. You could trust nobody. The agents I recruited rarely stayed. I was never paid consistently. You never knew who was accountable for what. The SGA's were very stand offish.

2.0
Nov 12, 2012

Frustrating and disappointing

Recommend
CEO approval
Business Outlook

Pros

I worked for AIL as an agent from March through August 2012. The commission package seems pretty good for this type of business, and apparently some agents make good money at it.

Cons

There were seven agents hired in my class; I was the last to quit five months later. The two classes after me was gone, too. Instead of having "lots of good union leads" as promised, toward the end they were having us put out Child Safe boxes in town to try to get new leads - in effect, borrowing a few inches of shelf space from existing businesses to try to generate free leads for the company, on the ruse that they were working with local law enforcement to help protect kids from kidnappers. The CS boxes offered to give a free Child Safe kit - a trifold with places to put names, phone numbers, and fingerprints of children to help find them in case they are abducted. These, in reality, are a come-on to get in the door and change the conversation to life insurance. Same applied to a discount card to save money on prescriptions. None of the agents with whom I worked made enough to cover their fuel costs for their vehicles - and I probably saw thirty to forty agents come in and out the door during my five months with the company. Some had Ph.D.s and some had sales and insurance experience; others were fresh out of high school, but they were all treated the same - in other words, it just wasn't my inadequacy as a sales person, EVERYONE was failing to succeed. Apparently the driving force is to jin up some sales with fresh blood, wear them out, and bring on new recruits as quickly as possible (by trolling on Monster.com); residual commissions of agents who left stayed with the company or the manager. As a result, manager had no motivation for agents to stay long enough to keep retention commissions; if they did, they took money away from the manager. Management promised to help, but then didn't keep promises. Zero support, zero advertising - wouldn't even let us set up appointments at union halls with union members we were supposed to be serving.

Viewing 3772 - 3774 of 4,200 Reviews

Glassdoor has 5,231 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.