American Income Life reviews

Quintessential work on your own dime, fully commission based, push people into contracts, questionable ethics to be successful sales job. I cancelled an interview with a company because they had 40 bad claims against them on the BBB. Look these guys up for yourself. Hundreds of claims against them. The first one read "my plan was only for union members and I'm no longer in the union so I'm not eligible for coverage and destitute and they showed up AT MY House" which they offered a reply and solution to. The reaction from the client was essentially "whatever, I just want this to be done". Keep in mind there is the possibility that is just the nature of the insurance business and people do tend to lash out when its a mix of big sums of money, a time of need, overselling by inexperienced reps and yes, the client being 100% wrong and maybe even know that but refusing to acknowledge it. I get that, but that's best case scenario and it still far to convoluted to allow for most people to be successful. Go for it, be that person, have success with them. It's real, it exists, I know couples that work with similar companies that do better than me by a longshot. They are the exception, not the rule. Just know what you're getting into and be prepared to make nothing after putting time and money into it. Not sure you have the skills network to do this? Work somewhere for $14/hr and you will 100% be in a better position financially, mentally and be able to wait out the search for a job that pays you what your worth.

They are basically a multi level marketing scheme, with selling life insurance door to door as a base. Legitimate companies don't have to devote over 50% of their energies recruiting. Whoever they assign to be your trainer/manager will receive a cut of your commissions regardless of the time, effort or ability they have to get you started. Therefore commissions are half what are typically paid in the rest of the rest of the Industry. The balance will forever go to whoever happens to be higher up the pyramid. The have an terribly unethical practice of using parents concerned with missing and abducted children as a source for "foot in the door" sales leads. Shame on you management.