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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)
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Steven K. Greer

62% approve of CEO

35% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Nov 13, 2012

Stay away

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

flaxibility.opportunity is huge if u r a good sales persone,they pay good,as long as work good!But its not for everybody!only some people can do it

Cons

they just promissing all the time! no stracture whatsoevere~~~

2.0
Nov 12, 2012

Frustrating and disappointing

Recommend
CEO approval
Business Outlook

Pros

I worked for AIL as an agent from March through August 2012. The commission package seems pretty good for this type of business, and apparently some agents make good money at it.

Cons

There were seven agents hired in my class; I was the last to quit five months later. The two classes after me was gone, too. Instead of having "lots of good union leads" as promised, toward the end they were having us put out Child Safe boxes in town to try to get new leads - in effect, borrowing a few inches of shelf space from existing businesses to try to generate free leads for the company, on the ruse that they were working with local law enforcement to help protect kids from kidnappers. The CS boxes offered to give a free Child Safe kit - a trifold with places to put names, phone numbers, and fingerprints of children to help find them in case they are abducted. These, in reality, are a come-on to get in the door and change the conversation to life insurance. Same applied to a discount card to save money on prescriptions. None of the agents with whom I worked made enough to cover their fuel costs for their vehicles - and I probably saw thirty to forty agents come in and out the door during my five months with the company. Some had Ph.D.s and some had sales and insurance experience; others were fresh out of high school, but they were all treated the same - in other words, it just wasn't my inadequacy as a sales person, EVERYONE was failing to succeed. Apparently the driving force is to jin up some sales with fresh blood, wear them out, and bring on new recruits as quickly as possible (by trolling on Monster.com); residual commissions of agents who left stayed with the company or the manager. As a result, manager had no motivation for agents to stay long enough to keep retention commissions; if they did, they took money away from the manager. Management promised to help, but then didn't keep promises. Zero support, zero advertising - wouldn't even let us set up appointments at union halls with union members we were supposed to be serving.

5.0
Nov 12, 2012
Recommend
CEO approval
Business Outlook

Pros

A really great opportunity for management and income. This is a transitional job from a different kind of insurance job. They have been very supportive and have given me the tools to be successful. You do have to roll up your sleeves and work to make it happen here. You do get to work in or near your own zip code. If you can follow their lead, you will see success here. And you are your own boss!

Cons

The hours are not 9-5 here or Monday to Friday job. You do have to put in some evening hours to meet with clients. I am not bothered by that and good with the schedule. But the schedule may not be for everyone.

Viewing 4093 - 4095 of 4,199 Reviews

Glassdoor has 5,230 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.