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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

35% would recommend to a friend

(4,200 total reviews)
avatar

Steven K. Greer

64% approve of CEO

34% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,200 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Feb 17, 2018

“AIL”””

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

None that I know of.

Cons

Lied about being on Seattle’s best places to work at, could not find it anywhere online. You have to put crazy miles on your car, have to provide your own work laptop, use your own phone for cold calling people, and pay for your own gas. All this before you even get paid. I was involved for 2 months and didn’t get paid a cent. I was promised to be refunded for the testing if I finish the online program in 8 days. I finished it in 7 because I was low on money and never saw anything from it. Waste of my time. I passed the insurance exam also and shadowed the manager and some coworkers for almost 2 months from 9am to 11pm. I was expected to be at a 2 hour long “motivational” meeting every Monday and Friday from 10am to noon and then sit there for 8-10 hours straight cold calling people from a script. There was also a 14 page script we had to memorize before we could even start getting paid. We were given “Child safe kits” to get a foot in the door and then put the people into a high pressure sales position to sell expensive life insurance. I’ve heard about them pretending like the person who died canceled the policy to avoid paying out on the claim. They prey on the poor and uneducated. Most of the policies were 200-300$ per month on whole life which it’s hard enough to pay for bills as it is.

2.0
Dec 20, 2017

Buyer beware

Recommend
CEO approval
Business Outlook

Pros

Nice “potential” income if you can weather the first 6-8 months Can theoretically work your on hours

Cons

Unpaid training Out-of-pocket expenses to get started 100% commission Majority of “leads” are cold Majority of “leads” end up being low income, not middle class as stated Need 6 months of expenses set aside before starting

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American Income Life Response
8y
Thank you for your review and your advice to management. We are committed to creating an agent experience where agents can thrive. We will share your feedback with the appropriate state general agent.
3.0
Dec 3, 2017
Recommend
CEO approval
Business Outlook

Pros

Great compensation, easy to make a lot of money fast

Cons

They want you to work long days 6 days a week, 100% commission based, if a client cancels then you OWE the company back your paycheck meaning you may not get paid for the next week

avatar
American Income Life Response
8y
Thank you for your review and your advice to management.
Viewing 472 - 474 of 4,200 Reviews

Glassdoor has 5,231 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.