employer cover photo
employer logo
employer logo

American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

35% would recommend to a friend

(4,200 total reviews)
avatar

Steven K. Greer

64% approve of CEO

34% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,200 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
4.0
Jul 25, 2017
Recommend
CEO approval
Business Outlook

Pros

High salary potential. 60-80k plus potential is realistic the first year, 6 figures plus after that. Residual income on written business once vesting period begins. Preset leads and appointments on most calls. Your level of consistent hard work greatly determines your salary. training to help you get your license is excellent. You study and follow their system and you will pass the test, 90% of first attempt. Co-workers are very willing to help you with anything you need.

Cons

8+ page script and rebuttals needs to be memorized verbatim prior to the start of training. Not enough time is spent in training actually practicing the various presentations. 6 day work week explained, 7 day expected. Requires too much of a mandatory time commitment for a 1099 position. Most meetings could be an online video conference. Reps are expected to come twice a week to call and book appointments that could be done better in a quiet environment at home. New leads are not disseminated fast enough or there recycled from another rep. The company seems to try to purposely put you in a territory far from your house. The mindset is if your drive an hour or more to your territory you're less likely to stop home during the day, probably stay out later, and try harder at each appointment so you don't feel your wasted time and gas getting there. That hour each way in dash board time is lost selling time. Charge backs hit you even when you do everything right. You have no way of insuring someone will continue to pay there bill. For the first 90 days you are expected to have no life but AIL. If your weekly production falls below a certain level you are expected to give up your Sunday off to make it up.

1.0
May 22, 2017
Recommend
CEO approval
Business Outlook

Pros

The Fisher Agency will hire anyone who owns a suit, has a car, has a laptop and can memorize a scripted pitch perfectly. If you have a strong back and a weak mind, this is the place for you. No formal education required.

Cons

This is a complete scam. The only ones making money are upper management and the owners. The "leads" are bogus and only provide you with a name and a phone number of someone that doesn't want to talk to you.

5.0
May 8, 2017
Recommend
CEO approval
Business Outlook

Pros

You can literally make your own paycheck. No one can tell you your worth but yourself. If you looking for a lucrative career this is it if your a self starter and willing to invest in yourself.

Cons

If someone cancels policy they will take money back out of your account. Other than that's it's awesome.

Viewing 481 - 483 of 4,200 Reviews

Glassdoor has 5,231 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.