Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,229 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (495) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 249 reviews)); "Great training and working with motivated people" ((in 230 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 205 reviews)); "Great training, amazing coworkers, work from home" ((in 135 reviews)); "The culture here is great also!" ((in 126 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 263 reviews)); "Poor management, lack of strategy and no decorum" ((in 132 reviews)); "Some long hours but worth it in the long term." ((in 118 reviews)); "WHEN YOU BECOME A MANAGER YOU HAVE TO PAY $125 a week to keep that position for “recruiting”" ((in 115 reviews)); "And no benefits." ((in 75 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , North Royalton

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American Income Life

Part of Globe Life

American Income Life reviews

2.8

36% would recommend to a friend

(4,198 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Ratings by category

3.6

Diversity & inclusion

3.1

Culture & values

3.1

Career opportunities

3.0

Senior management

2.9

Compensation and benefits

2.6

Work/Life balance

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,198 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

4K reviews

3.0

Jul 26, 2025

Tough business model

Sales associate

Recommend

CEO approval

Business Outlook

Pros

Flexibility in scheduling and hours

Cons

They don’t give you enough leads because they have to pay for them. So they make you collect referrals which is hard

American Income Life Response

10mo

We appreciate you taking the time to leave a review. We continually try to improve our agents’ experience, and feedback like yours will help make that possible. We wish you the best going forward.

2.0

Jul 22, 2025

seen the incentive, don't agree with the tactics

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

My team personally was great. Very motivating.

Cons

inconsistent pay. chargebacks. pushy sales tactics. bad company reputation- makes it hard to keep clients. plus, they bug the crap out of the same people.

American Income Life Response

10mo

Thank you for your feedback. We appreciate your time and contributions to the Globe Life American Income Division and wish you nothing but the best in your future endeavors.

5.0

Jul 17, 2025

Perfect Opportunity for those with Patience and Dedication

General agent

Recommend

CEO approval

Business Outlook

Pros

If you're looking to get into the insurance Industry AIL is the place to be. No cold calls, Leadership that works with you to improve, Uncapped Income, PASSIVE income that you can retire with after 10 years. Any position selling life insurance is going to be hard, at AIL the residual income makes it actually worth it in the long run.

Cons

I've just completed my first year with the company, which only 10% of agents make it to, and it hasn't been easy. There were weeks where I made nothing. There were also weeks where I made thousands and thousands of dollars. If I had dependents to worry about I really might not have made it this far, but I'm now on average making $1,000 passive every month which covers my rent, and makes the job a lot easier. I also went through my first year without a team. I told myself I wouldn't bring on any friends until I was certain you can make money here without one. I didn't want to bring someone in that had to bring someone in for them to stay afloat. Building a team certainly helps, but I guarantee if you're committed enough it's not necessary.

American Income Life Response

11mo

Thank you for taking the time to detail your experience with American Income Life. We appreciate your thoughtful words about your time here, and we thank you for your hard work and diligence in looking out for our policyholders. We are happy to have you on the team, and we wish you the absolute best going forward.

Viewing 64 - 66 of 4,198 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Service Representative (Remote)

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American Income Life reviews

Ratings by category

Ratings by demographic groups

Reviews by job title

Tough business model

seen the incentive, don't agree with the tactics

Perfect Opportunity for those with Patience and Dedication

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