The leaders constantly lie to recruit anyone and everyone, you are not union benefit specialists, you are a life insurance salesman with the worst contract in the industry. The products are horrible everyone of them can be beat by most other carriers. They ask you to lie to clients especially about the cancer policies saying that it covers any expense they should accumulate when that it not true there is low caps on everything besides blood transfusions. They offer weekly bonuses as a way to cut your actual commission in half and if you don’t keep an extremely high retention they take the bonus away and eventually will cut your actual pay. They will not pay you your renewals if you leave unless you stay 10 years where as every other carrier pays you them even if you’ve only been there 1 month. This is not industry standard, if you are looking for a job as an insurance agent do not work here become a broker.