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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

36% would recommend to a friend

(4,198 total reviews)
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Steven K. Greer

62% approve of CEO

35% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,198 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Dec 13, 2017

Don’t do it

Recommend
CEO approval
Business Outlook

Pros

Immediate pay out Casual dress attire- sweatpants “acceptable”

Cons

Awful office managers Back charges Constant policy cancellations Cold calling Recycled leads Manipulation of information

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American Income Life Response
8y
Thank you for your review and congrats on finding your dream job! We want to make sure every agent and agency is set up for success and will use your comments to help us improve.
1.0
Nov 30, 2017
Recommend
CEO approval
Business Outlook

Pros

Go to the interview...you'll be hired, trust me.

Cons

If you don't already have your license to sell life insurance in your state, be ready to fork over several hundred bucks over several weeks to get it. They'll ask what you need as a minimum weekly salary, with an allusion to there being a base salary...then immediately change the subject to what supercar would you like to drive. This is completely commission work, not a dime in your pocket until you sell a policy. Average first policy commission is around $150. Your recruiter will be with you every step of the way until you land your first paying customer. And why wouldn't they? He makes $500 bucks on your first piece of business. After that first one, you're on your own...10 hours a day, 6 days a week, in your own car on your own dime, tracking down cold leads that have been picked over for years. Four days a week, you'll be in 'mandatory' (but unpaid) meetings at the home office. Two for a couple hours each...'training' and to watch the weekly video from ALTIG. The other two are your booking sessions...6 hours making 40 calls an hour to find a lead that'll let you schedule an in-home appointment. In the end, if you quit, they don't care. Every 'interview' is a group cattle call. Oh, you'll get the job...and if they can get you to sign a single piece of business, they make $500 bucks. So, if only 1 out of 10 hires makes it in the business, the hiring manager still makes money off you just for going through the motions. My hiring class dropped like flies as they leads dried up, folks ran out of money waiting for that big score they promised, or simply realized that you're never going to be home because their idea of a flexible schedule is 5 home visits a day, 30 per week. You have the flexibility to schedule them whenever you want. That's it.

1.0
Sep 10, 2017

I fell for the lies

Recommend
CEO approval
Business Outlook

Pros

The other agents were wonderful, I had fun when I was in the office.

Cons

They said I wouldn't be knocking on people's doors. Lie. They said I'd get a $500 base weekly salary. Lie, that's only if your manager writes $1000 worth of annualized life premium under you. They said they were warm leads. Lie. These leads had no clue they were going to be contacted. They used unethical (in my mind) tactics to generate referrals. Like emergency contacts and child safety kits. It felt wrong. They also don't mention you having to work 12 hour days, which when I asked about the hours during interview they said "oh it won't matter once you see how much many you're making!" My first week I made nothing, literally not even a paycheck. My second week was $128..after I quit I got a call from a policyholder who made his first payment and wanted to cancel already. I tried calling my manager from AIL and she ignored my calls, voicemail, and texts. She let that chargeback happen to me out of spite from me quitting. Horrible place. RUN AS FAR AWAY FROM AMERICAN INCOME LIFE AS YOU CAN.

Viewing 103 - 105 of 4,198 Reviews

Glassdoor has 5,229 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.