Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,230 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 236 reviews)); "The training is great and there is a possibility to get promoted on a regular basis." ((in 229 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 206 reviews)); "Flexible schedule, work from home" ((in 139 reviews)); "The culture here is great also!" ((in 120 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 271 reviews)); "Poor management, lack of strategy and no decorum" ((in 133 reviews)); "Some long hours but worth it in the long term." ((in 117 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 108 reviews)); "And no benefits." ((in 71 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (4,199 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

1.0

Jun 5, 2019

Pyramid Scheme

Producer

Recommend

CEO approval

Business Outlook

Pros

As a well experienced salesman, I really felt like the guy above me was inhibiting me with a power trip. He even told us that AIL had a bad rating with the BBB and I had to teach him what to say as he beat me over the head with a script. I decided I didn't have time for the games.

Cons

This is a pyramid scheme. That's why there are so many complaints about managment. Because people who should not be managers are pressured into being part of the pyramid structure. I'm not saying all management is bad but the guy directly over me was. Because it's a pyramid scheme, many mangers write raving reviews on the company because they have to consistently keep hiring to make money.

American Income Life Response

7y

We're sorry to learn of your experience with AIL and invite you to send us an email to AILfeedback@ailife.com with more Agency details. This situation you described is not indicative of our management and training style and we apologize that this was your experience. We look forward to hearing back from you.

1.0

Mar 14, 2019

What they don't tell you

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

You learn the art of verbiage and persuasion. If you sell your sole, you can "potentially" make lots of money. As long as you don't get caught, and you bring in the numbers, it doesn't matter what you do.

Cons

The verbiage/persuasion skill is learned by it being used against you from the beginning. People sitting at home office can run your customers away by harrasing them with numerous phone calls trying to upsell. (A customer had over 25 calls between Dec 21 and Dec 23 just to add $5 extra in accidental coverage) Other agents can steal your customers from you years later, so your 5% loyalities dissappear faster than normal deaths and cancelations. You're preached to about following the script verbatim, but none of the "top" salesman even use the script and are praised for high numbers, even rewarded for it. The "handwritten cards" are never fully explained to the union members, they are just told to fill it out. Once the card is filled out, it just keeps getting passed around after that. I called people that hadn't even worked in the union for over a decade. Last but most annoying, the flex time is a complete lie. Your pressured into working 60hrs a week with the "free" leads. Mon-fri, 8am-9pm and Sat 8am - 5pm will be your schedule!

American Income Life Response

7y

Thank you for your feedback. We’re very sorry our AIL Agent position didn’t meet your expectations. Your situation is not indicative of our management or training style and we apologize if this was your experience. We invite you to send us an email to AILfeedback@ailife.com with more Agency details so that we can learn from your experience and take steps to correct this situation.

5.0

Feb 7, 2019

Work Hard Now, Play Hard Later

Managing general agent

Recommend

CEO approval

Business Outlook

Pros

The most attractive aspect of joining American Income Life, for me, was that I could be part of something bigger than myself and I would have the opportunity to grow. This is not something that I was offered in my previous JOB. Starting over at 35 years old was scary but with great training and mentoring I was able to open up my own satellite office with in 8 months of starting with AIL. Every day is an exciting new adventure from the benefits that we provide to our members to the wonderful things we do in our community with our Closer to the Heart program and local food banks. To anyone who is sick and tired of getting paid what others think you're worth, this could be the right move for you! I am also very thankful to not have a JOB! I have a very successful 6 figure a year CAREER with the most amazing team and work family that I could ask for! Thank you AIL for everything you have done for me and our community!

Cons

None that I have discovered

American Income Life Response

7y

Thank you for your insightful review of AIL. We appreciate the incredible leadership you provide our team members. As you know, everyone at AIL is a valued part of the family and our leadership with your help is invested in each individual's success, personal development, and career growth. Best wishes for more professional and personal success in the future!

Viewing 175 - 177 of 4,199 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Service Representative (Remote)