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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)
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Steven K. Greer

62% approve of CEO

35% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Oct 9, 2015
Recommend
CEO approval
Business Outlook

Pros

Unlimited earning potential. Keyword...potential. You technically make your own ours depending on how you schedule your "go-sees".

Cons

You have to put ALOT of money up front, albeit you're required to get licensed. The insurance test is unbearably hard. They won't tell you that. Also if you fail, you have to pay for it again. The biggest gripe in my opinion is that they expect you to do pretty much a month worth of UNPAID training. Full hour days. If you can afford to work without getting paid at first, it's the right place for you...

1.0
Oct 7, 2015

Meh

Recommend
CEO approval
Business Outlook

Pros

Income potential is very high, but it's not achievable by most people that work there.

Cons

It feels like a pyramid scheme. Training is minimal to nonexistent. You invest lots of money into it into the beginning and most people don't have the resources to be without a consistent paycheck for an extended period of time. Turnover is extremely high.

2.0
Sep 10, 2015
Recommend
CEO approval
Business Outlook

Pros

Opportunity is present, but seems unobtainable due to sheer amount of micromanagement present here. I met several people within the company that made a very good living doing this, however they are the exception to the rule than the rule itself Obtained good sales experience and you definitely get accustomed to rejection

Cons

Approaches recruiting/hiring of new insurance agents the same way they approach getting sales. Blind side the target until its too late to back out. Admittedly, when I accepted the position I was in desperate need of a job and was willing to take anything. As soon as I accepted the offer, I was $150 in the hole due to the licencing fee and school cost. On job boards they market several positions they have open: marketing, management, hr, pr, etc. However they are all the same position. 100% commission based sales. During my 3 months there, I sold insurance, called resumes, interviewed new applicants, among other things, with little to no training in most aspects. Management expects you to devote 12+ hours a day, 9 am to 9pm +, without compensation for the first 2+ months. Most of your "leads" that they promise you have no idea what your company is and why you are contacting them. Makes for very uncomfortable and problematic situations, especially when having to lie to get into their homes to even be able to pitch life insurance, which most people are not interested in anyways. Aspects of a pyramid scheme. Management promises independence and the ability to make your own hours during the interview, however once you are out in the field, their ultra-micromanagement rears its head and they continuously give you grief, because if you are not making money, they are not making money.

Viewing 232 - 234 of 4,199 Reviews

Glassdoor has 5,230 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.