- They say you make your own schedule and work your own hours; however, that is far from the truth and they will push you to work 12+ hours/day 7 days/week.
- They time how long your presentation is open - so if you have a client who instantly shuts you down, you are supposed to argue and convince them to buy insurance
- The way you get "leads" is misleading af. Leads receive "free" accidental death & dismemberment certificates and need to fill out forms with you to sign up. During that process you are meant to coerce them into purchasing life insurance and you are not supposed to leave until you have made a sale. Again, the company is tracking your hours (despite being 1099) and will be upset of your presentation isn't open long enough.
- I keep referencing "presentation" - there is like an 8 page long script that you need to memorize and not deviate from.
- They do not pay for your licensing courses (which of course are through AIL) or any of your exam fees. I paid for my life insurance license and testing through them but when I left to a legitimate brokerage, they paid for my health insurance courses, put me in a nice hotel for a week with a per diem, and paid for my 1st test (any test after that 1st one, I would have had to pay for, but I passed my 1st time)
- They have MLM-y conferences where they get in front of a crowd of people desperate to make any money and shout and peacock about how they've made so much money and go to Disneyland and whatever. It is cringey to listen to, I was disassociating during this event. They are aiming for Wolf of Wall Street but the energy is more like crackhead in front of a 7-11.
- You also need to call people who have already bought insurance and try to convince them to buy more! Yeah, like any legitimate life insurance company does that.
