Pros
Great incentive if your manager stops stealing loan referrals generated by you or your teammates.
Cons
Daily harassment from managers. Toxic environment. Sad to say, but bank employees compare their managers as cancer. Employees are advised not clock in for the time they are working to avoid overtime. Employees are so afraid of loosing their jobs that they clock out before they are finished with their daily duties at the end of the day. Managers give paid time off to employees that they favor. Managers knows of employees taking thousands of dollars from clients because the client complained. Manager signs off employee's family member account to put into that employees account! The truth will come out soon. Advise to that manager with one word.... Karma!