Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,794 reviews left anonymously by employees. This rating has increased by 3% over the last 12 months. 84% of employees would recommend working at Bread Financial to a friend and 84% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Bread Financial?

84% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.4 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (106) , Customer Service Representative (99) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and always assessing the marketplace" ((in 190 reviews)); "Good pay and it was remote" ((in 139 reviews)); "Good and good work life balance" ((in 117 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 106 reviews)); "Great people and very clean place." ((in 97 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 51 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 38 reviews)); "Some employees try to act like managers and are not even professional acting to even do that." ((in 33 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 25 reviews)); "Changing too fast with too little communication" ((in 14 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Frisco , Irving , Spokane , Ohio

Bread Financial reviews

4.3

84% would recommend to a friend

(1,724 total reviews)

Ralph Andretta

92% approve of CEO

84% positive business outlook

Ratings by demographic groups

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Gender

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Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,724 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews

5.0

Apr 10, 2023

Best leaders

Anonymous

Recommend

CEO approval

Business Outlook

Pros

Senior leadership were the best: kind, attentive, helpful, but not overbearing

Cons

Lack of flexibility with the work schedule

Bread Financial Response

3y

Thanks for sharing that you found leadership to be so wonderful -- kind, attentive, helpful, but not micro-managing. We work hard to create a community where you feel cared for, understood, connected, supported, and valued!! This is exactly the type of leader we develop internally or we hire externally. We embrace an engaged, purpose-driven community where you can be your authentic self. We support our associates with robust career development resources and opportunities to forge your own career path.

5.0

Apr 9, 2023

All about company culture

Anonymous

Recommend

CEO approval

Business Outlook

Pros

They’re all about company culture here and making sure everyone is happy with where they’re at and what they’re doing.

Cons

This is exactly the kind of place I always saw myself working :)

Bread Financial Response

3y

This is a very touching review - we're so glad you've finally found a job in a company that you've always pictured. :) We're so glad you're with us and that you feel supported here. We care about supporting you with robust career development resources and opportunities to help you forge your own career path. We also support your total well-being with resources to create balance in your physical, mental, and financial health. Thanks for being an active part of our team!! We encourage you to share this sentiment with your LinkedIn network to potentially help others find their "happy place." We offer a $1,000 referral bonus for those you refer to join the team. :)

4.0

Apr 9, 2023

Checked almost all the boxes

Anonymous

Recommend

CEO approval

Business Outlook

Pros

*Effective communication *Fair and equal treatment *Realistic expectations *Healthy work/life balance *Open to feedback

Cons

*Location was far from my home

Bread Financial Response

3y

We love to see this! Thank you! Thank you for working with us for so many years! We genuinely hope that all of our associates feel empowered to thrive at Bread Financial! It sounds like you can testify that we "walk the walk" for the values we embrace. We challenge you to be your best... we respect your voice... we recognize your contributions... and we care for your total well-being and have a collaborative, inclusive culture that fosters growth and success.

Viewing 493 - 495 of 1,724 Reviews

Jobs at Bread Financial

Director Fraud Strategy

Senior Technical Product Owner

Global Audit Staff II

Senior Cybersecurity Operations Engineer - AI

Artificial Intelligence (AI) Operations Manager

Bread Financial

Bread Financial reviews

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All about company culture

Checked almost all the boxes

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