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      Bread Financial

      Engaged Employer

      Bread Financial reviews

      4.3

      85% would recommend to a friend

      (1,724 total reviews)
      avatar

      Ralph Andretta

      92% approve of CEO

      84% positive business outlook

      Ratings by demographic groups

      Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,724 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

      Reviews by job title

      2K reviews
      1.0
      Oct 30, 2019

      Toxic

      Associate
      Recommend
      CEO approval
      Business Outlook

      Pros

      Salary Benefits are industry standard Locations are nice General associates are good people

      Cons

      Favoritism Ineffective communication Unrealistic expectations Work life balance not encouraged No place for employees to air issues

      avatar
      Bread Financial Response
      6y
      Thank you for taking the time to provide your feedback.
      5.0
      Oct 28, 2019

      Highly recommend if you like being challenged

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      In my four years with Alliance Data, I can confidently say that these have been the best for years of my 18 year career. This organization has given me numerous opportunities to grow and develop as a person and a professional. I have an outstanding leader who continues to challenge me and wants me to be successful. Change is in evitable and it helps us grow if we are open to embracing it. I appreciate an organization who isn’t willing to stay stagnant and is open to change. I’m excited for our global growth! It will allow us to maximize talent and have associates with skill sets we’ve never had before to help drive us forward.

      Cons

      Some leaders and associates resistant change and it hurts the organization. If our leaders aren’t willing to push the teams to do things differently, we won’t be successful.

      avatar
      Bread Financial Response
      6y
      Thank you for your feedback. We strive to be the best employer in every location in which we have associates. We are happy to hear you’ve personally experienced the results of that effort!
      1.0
      Oct 28, 2019

      Alliance Data company review

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      Gave the impression of wanting to improve internal talent, which was also a lie, underpaid employees in key areas such as Information Security and Application development.

      Cons

      With no warning whatsoever, upper management laid off over 300 people with no explanation given. Their goal is to expand their foreign office so they can just outsource anyone in the States who works for them. Management gives no direction or feedback about what team members should be doing. Stock has gone consistently down since the new CEO took over, as well as underpaying people in critical areas. If you want somewhere that values work you do and won't dump you office for the sake of the bottom line at the first opportunity, then work elsewhere.

      avatar
      Bread Financial Response
      6y
      Thanks for taking the time to leave us a review. Alliance Data recently made the difficult but necessary decision to eliminate approximately 300 positions across our cards services business. This decision will ensure we are a more appropriately sized and structured organization, as part of our ongoing effort to streamline and simplify our business model.
      Viewing 1144 - 1146 of 1,724 Reviews
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      ReviewsBread Financial reviews

      Glassdoor has 1,794 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.