Bread Financial reviews

4.3

84% would recommend to a friend

(1,724 total reviews)
avatar

Ralph Andretta

92% approve of CEO

84% positive business outlook

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,724 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
4.0
Apr 25, 2019
Recommend
CEO approval
Business Outlook

Pros

Very civic minded and employee focused. Good benefits

Cons

Too many reorgs and disconnect between sales dept and Finance.

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Bread Financial Response
7y
We appreciate you taking the time to provide a review, and we value your feedback.
1.0
Apr 17, 2019
Recommend
CEO approval
Business Outlook

Pros

Ok pay for a phone monkey job, great cafeteria, benefits

Cons

Toxic, abusive, consuming, unprofessional, HIGH turnover, no career advancement, no place for college educated professionals, office area VERY limited if you rely on public transportation. DON'T work here! The turnover rate is 58% for a reason. The environment is toxic and abusive. You are treated like a piece of equipment that had better not have any problems or you are threatened with your job. If you become ill or have any personal emergencies you will be penalized and threatened with your job. I wound up on short term disability due to illness and I almost wound up homeless because of the careless way AllianceData and their insurance company handled my claim and I caught both Alliance and the insurance company in lies regarding my claim. This place is unprofessional, and they will take anyone desperate for a job. If you are educated make sure you don't apply here because a degree is useless here, and your job will NEVER progress beyond being a phone monkey. Regardless of how the customers behave it is ALWAYS your fault and you will be threatened with your job if you can't make them love you or stop taking their own problems out on you. This job is fine for those suffering in food service or some other unskilled job, it's at least an office, but it is an office that uses people up until they can't take any more, and it's a dead end as far as progress or career goes. If you are someone who is educated, wanting to progress in life, and you expect to be treated like a human being, pass this place up, leave skid marks. If you are uneducated, have no real plans for your future, you don't mind being treated like garbage, or an expendable nothing, and if you don't have enough on the ball to make it in a professional company, this is your dream job. If this company is professional, how can a CEO keep his job when turnover is THAT high? You will also be promoting products that have horridly HIGH interest rates and very angry customers. You have been warned! If you lose your car or if you don't have one you really need to pass this place up. Public transportation in this area is VERY limited and if you work odd hours or weekends you will be paying for cabs or some other expensive transportation.

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Bread Financial Response
7y
Thank you for your feedback. We will take this feedback into consideration as we continue to evolve and grow.
5.0
Apr 15, 2019

Great place to be!!!

Recommend
CEO approval
Business Outlook

Pros

Every person cares and your success helps you succeed outside of work as well Pay is great and more than most people make in our local area

Cons

There are no cons, I have no idea what the other reviews are talking about

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Bread Financial Response
7y
When our associates are happy, we’re happy! Thank you for taking the time to provide your feedback. We’re glad to hear you are enjoying working with your team.
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Glassdoor has 1,794 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.