Bread Financial reviews

4.2

83% would recommend to a friend

(1,718 total reviews)
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Ralph Andretta

91% approve of CEO

82% positive business outlook

Bread Financial has an employee rating of 4.2 out of 5 stars, based on 1,718 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
1.0
May 17, 2019
Recommend
CEO approval
Business Outlook

Pros

Make own schedule, the people who worked there

Cons

Unfair and unequal treatment, expect to be written up for things that you had no previous knowledge of, expect voluntary turn to mandatory, mixed messages or no messages from the top leadership at the site.

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Bread Financial Response
7y
We appreciate that you took the time to provide feedback . Our policies are put in place to help ensure we can succeed as a business and to create an environment of consistency for our associates. However, we are constantly evolving our approach to various policy topics, and we use feedback from our associates to help guide decisions regarding changes. Our overall goal is to have a work environment where our associates can thrive and succeed. Every policy is reviewed with that goal in mind.
3.0
Apr 30, 2019
Recommend
CEO approval
Business Outlook

Pros

Love my co workers. The companies benefits is pretty good. And depending on the department you don’t have to work the full 40 hours.

Cons

Can get fired for anything. Inconsistent with rules and regulations. Customers can be very verbally abusive.

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Bread Financial Response
7y
Thank you for your feedback. Effective leadership is essential to our success as a business and we take your concerns seriously. We encourage you to reach out to your local HR team to discuss your concerns further.
1.0
Apr 17, 2019
Recommend
CEO approval
Business Outlook

Pros

Ok pay for a phone monkey job, great cafeteria, benefits

Cons

Toxic, abusive, consuming, unprofessional, HIGH turnover, no career advancement, no place for college educated professionals, office area VERY limited if you rely on public transportation. DON'T work here! The turnover rate is 58% for a reason. The environment is toxic and abusive. You are treated like a piece of equipment that had better not have any problems or you are threatened with your job. If you become ill or have any personal emergencies you will be penalized and threatened with your job. I wound up on short term disability due to illness and I almost wound up homeless because of the careless way AllianceData and their insurance company handled my claim and I caught both Alliance and the insurance company in lies regarding my claim. This place is unprofessional, and they will take anyone desperate for a job. If you are educated make sure you don't apply here because a degree is useless here, and your job will NEVER progress beyond being a phone monkey. Regardless of how the customers behave it is ALWAYS your fault and you will be threatened with your job if you can't make them love you or stop taking their own problems out on you. This job is fine for those suffering in food service or some other unskilled job, it's at least an office, but it is an office that uses people up until they can't take any more, and it's a dead end as far as progress or career goes. If you are someone who is educated, wanting to progress in life, and you expect to be treated like a human being, pass this place up, leave skid marks. If you are uneducated, have no real plans for your future, you don't mind being treated like garbage, or an expendable nothing, and if you don't have enough on the ball to make it in a professional company, this is your dream job. If this company is professional, how can a CEO keep his job when turnover is THAT high? You will also be promoting products that have horridly HIGH interest rates and very angry customers. You have been warned! If you lose your car or if you don't have one you really need to pass this place up. Public transportation in this area is VERY limited and if you work odd hours or weekends you will be paying for cabs or some other expensive transportation.

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Bread Financial Response
7y
Thank you for your feedback. We will take this feedback into consideration as we continue to evolve and grow.
Viewing 157 - 159 of 1,718 Reviews

Glassdoor has 1,787 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.