5 years ago, you could have done a decent job as a Banker with a balance of building relationships, offering solutions for retirement, home lending, and bank accounts. Well....times are different now and you have a lack of ready investors to give you money to invest and a lack of underwriters wanting to give so-so loans! Understandbly for both situations. However, those things have turned this job into one thing.....a retail employee that opens bank accounts and offers/sells direct deposit and On-Line services like Bill Payment via chase.com. That all being said....I used to like my job, it's just not the same anymore. It's not challenging....and what you do is sometimes NEVER enough.