Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 132 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are good." ((in 43 reviews)); "Hard to get started, but once you "crack the code" you can make some good money." ((in 22 reviews)); "The pay is great." ((in 21 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 48 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 34 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What Combined Insurance locations have received the highest employee ratings?

Charlotte , Buffalo , Rochester , Albany , Farmingdale , Dallas , Nashville

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Combined Insurance

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

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Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

2.0

Feb 18, 2018

Combined Insurance

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Thorough training, good income stream if you're willing to hustle.

Cons

I was told that this was a W-2 position, but come to find out that you don't reach that status until you make it to the managerial level. They weren't clear on this. I assumed you came on board as a W-2, but no. You come on board as a commission-only sales agent until you reach the management level.

Combined Insurance Response

Thank you for taking the time to leave this review. Our trainers work hard to prepare our agents for success, and we are happy to hear that you felt your training was thorough. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales. Most agents who are hired after successfully completing training are W-2 employees. We do not offer a base salary for our agents, but some promoted positions do receive salaries plus commissions. We wish you all the best in your future endeavors!

1.0

Jun 22, 2017

Can't believe Chubb let's this Company carry its brand

Market director

Recommend

CEO approval

Business Outlook

Pros

Products are good and competitive

Cons

Out dated business model 100% focus on hiring agents, they will hire anybody! No screening for realistic skills and competencies that would prove for a candidate’s opportunity for success or viability. Their “Manpower” (recruiting calls) are unbelievable showing that they just want bodies at sales school week after week. They don’t seem to care that there is no agent success! “Manpower Math,” give me a break! Many unqualified leaders who have never sold insurance No respect for the field agents from Divisional Staff Operations Team. Very poor culture Agents are nickel and dimed to death while they are starving and starting from scratch. No respect for their insured’s. Client confidential information is not safeguarded, its used as a “lead” and their confidential information floats around from agent to agent and is not secure.

5.0

Apr 7, 2016

Sales agent

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Great opportunity for those who work had.

Cons

Commission only and managers were only concerned with making money for themselves.

Combined Insurance Response

10y

Thank you for taking the time to review our company and for commenting on the great opportunity sales agents have at Combined Insurance. We offer quality supplemental insurance products that help people during challenging times. Our successful sales agents have a virtually unlimited income potential, and they also enjoy having the flexibility to manage their own schedule. We are pleased to hear that you had a positive employment experience at Combined, and we wish you all the best in your current and future endeavors.

Viewing 37 - 39 of 1,019 Reviews

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Can't believe Chubb let's this Company carry its brand

Sales agent

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