Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)
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Richard Williams

70% approve of CEO

62% positive business outlook

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
1.0
May 25, 2015
Recommend
CEO approval
Business Outlook

Pros

Their products are priced well for families. Their target market is the individual or family. They are trying to get into the commercial side and compete head to head with Aflac. You get an Apple Ipad for your work that is loaded with the applications and slide shows for each appointment. Really cuts down on the paperwork. Very advanced system that is easy to use. Training is thorough.

Cons

Commission only after training. You get a territory to work. Problem is your upline will work it first for the "easy sales" leaving you to fend for yourself. No team work - you have to watch your back for someone to come into your territory and grab your business. Residuals are supposed to be lifetime, but I personally saw an agent go in and sell existing customers, and get a letter from them to cancel their previous service, thereby cutting off the residual of the previous agent. He didn't care, said the other agent probably wasn't there anymore.

2.0
Mar 18, 2015
Recommend
CEO approval
Business Outlook

Pros

Unlimited income potential residuals Matching 401k

Cons

Use your own car and phone Sometimes have a day where you make nothing People are difficult to work with and stay in touch with They do not tell you all the commission rates until you realize that on your paycheck your aren't making what you think Long hours if you actually want to make money, but calling people at dinner time to make appointments kind of sucks. Also on the weekends.

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Combined Insurance Response
9y
Thank you for taking the time to review our company. As you mentioned, our agents have a virtually unlimited income potential based on the volume of their sales. We also offer them a comprehensive benefits package. We wish you all the best in your future endeavors!
1.0
Mar 5, 2015
Recommend
CEO approval
Business Outlook

Pros

Meeting others, hotel stays, sales training program is great

Cons

Unreimbursed travel, low commissions, even lower commissions after 26 weeks, too many dissatisfied existing and previous customer base. You can very well drive over a hundred miles per day to put out fires or cancel a policy. Added, the company office staff is rude to field / account execs as well as customers. A "commissioned employee" means you can still be charged charge-backs (new clients may switch to a more recognized carrier.) Your W2 will not reflect your true earnings from Ace Insurance. There is just too much to bother with to sell for this company... Cap Weeks are monthly travel to an unfamiliar city to sell insurance. You stay in a nice hotel for a week to isolate you from other employment, family, etc for morning meetings and more travel until the evening. This is a "traveling salesman" position, not for everyone. It was not for me and I have no problem with that truth.

Viewing 40 - 42 of 1,019 Reviews

Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.