Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 133 reviews)); "Benefits are great but not immediate" ((in 45 reviews)); "People were great and very conscious" ((in 44 reviews)); "Unlimited income potential , recognition, rapid advancement based on merit, flexible schedule, positive culture, best in class training, extremely experienced managers." ((in 23 reviews)); "Excellent supplemental insurance company to work with." ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 51 reviews)); "The management is poor and not professional." ((in 50 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 38 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,021 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,021 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

3.0

Mar 2, 2016

Territory Manager

Territory manager

Recommend

CEO approval

Business Outlook

Pros

Flexibility, make your own schedule, income potential

Cons

Limited field support. The company boasts on its training program, but really, outside of the initial training period it becomes a sink or swim. The leads are a joke. They send out existing customer info, and many of the customers have been with the company forever, so they have seen the products. Cold calling is essential, at least in the territory I managed. It is very hard for new agents to make it past 6 months. If they do, they have a chance at making some money. Also, the health insurance is really expensive for the employee.

Combined Insurance Response

10y

Thank you for reviewing our company. Agents at Combined Insurance are responsible for setting up their own work schedule to best fit their markets, allowing them some flexibilty. It’s true that sales is not for everyone, but those who excel have a virtually unlimited income potential. If you have any additional feedback, please email us at feedback@combined.com. We wish you all the best in your future endeavors.

4.0

Jan 8, 2016

Make a difference

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Hard work, initiative, and insight are rewarded both financially and in job satisfaction. We are businesslike in approach but casual as a work environment. We have the resources of a large holding company to draw from (Ace, Limited), and do business in all 50 states, Canada, UK, Germany, Portugal, Spain, Australia & New Zealand, so that makes the work more interesting (and sometimes more challenging).

Cons

The downside of being part of a large holding company is that in can sometimes can constrain your freedom in changing your operating procedures, or in what markets & products you can expand into.

Combined Insurance Response

10y

Thank you for taking the time to review our company! We especially appreciate what our current employees have to say.We are known for having a positive corporate culture, which means we offer a fast-paced, high energy work environment with plenty of growth opportunity. We reward results: promotions are based on merit, not seniority. As you mentioned, we are part of the ACE Group,which is one of the world’s largest multiline property and casualty insurers. Again, we appreciate your feedback, and we wish you all the best in your career here with us!

3.0

Nov 28, 2015

Not the best place

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

You can make i lot of money if you are already successful some where else

Cons

The don´t give as much support as they promises

Combined Insurance Response

10y

Thank you for taking the time to review our company. We especially appreciate hearing from our current employees.We provide our sales agents with a virtually unlimited income potential and a comprehensive benefits package, including a trips and incentives program. We are known for our excellent sales training and on-boarding, and it is our goal to set you up for success with ongoing training and support from your managers. We understand from your feedback that we could provide more support and we would appreciate the opportunity to improve. If you would please send us more information and details to feedback@combined.com we would really appreciate it. We wish you all the best in your career here at Combined Insurance

Viewing 484 - 486 of 1,021 Reviews

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