Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 138 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 39 reviews)); "Flexible schedule but you have to work all the time" ((in 23 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 21 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 54 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 38 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

5.0

Nov 1, 2016

Fast Pace and Entrepreneurial

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Great opportunity to work in a fast paced envirnomment with a company that is growing. The leadership team promotes a culture of positive change. Talented individuals are given a lot of responsibility and can effectivley influence important changes. Combined Insurance is a Chubb Company with a strong reputation. Employees are passionate about servicing the customer and supporting them in their time of need.

Cons

Need to be able to juggle multiple priorities can be overwhelming. which is a "Pro" and "Con". System upgrades are needed.

Combined Insurance Response

9y

Thank you for taking the time to share this positive review. We especially appreciate hearing from our current employees! As you mentioned, we are in growth mode at Combined Insurance,which means this is an exciting, fast-paced, and high energy work environment with many opportunities. We offer our employees career development programs, and we are known for our positive corporate culture. Our customers are our top priority, so thank you for sharing that “employees are passionate about servicing the customer and supporting them in their time of need.” We wish you all the best in your career here with us!

5.0

Oct 27, 2016

Great Company, if you are looking for a real sales job

Manager

Recommend

CEO approval

Business Outlook

Pros

Sales training in Chicago is top notch. Best I've seen in 10 years of sales with different companies. Opportunity to make a lot of money, if you work really hard, and do it with some help calling on current clients. Can go both B2B & B2C. Products are great. Company is great at paying claims. It helps to make sales when claims are paid so well. Lots of room to move up.

Cons

Sales isn't for everyone. Hiring manager gives people a chance that deserve it. But after the training, you have to do it! I have worked lots of commission only jobs where there is no training. It is sink or swim. That isn't the case here. But some people just aren't willing to do what it takes to have success. It won't be done for you here, that is for sure!

Combined Insurance Response

9y

Thank you for sharing so many positives about working at Combined Insurance! We especially appreciate hearing from our current employees, and it’s great to hear that you agree our sales training is “top notch.” We know that once our agents are trained, they can be successful if we provide them with what they need to be successful: solid products to sell, management support, ongoing field training, a great claims experience for their customers, and the ability to make a virtually unlimited income. Thank you for pointing out that once we do our part, it’s up to the individual to “do what it takes to have success.” We wish you all the best in your career here at Combined Insurance!

4.0

Oct 27, 2016

Great place to work

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

I've enjoyed working at Combined primarily because of it's culture and the career progression opportunities I've been afforded. Combined and the rest of the Chubb familiy embrace a meritocratic mindset: you will be rewarded if you perform well. As an employee, it is encouraging to know that a company will recoginize your hard work. Additionally, Combined is a company that promotes learning. The leadership team has an "open door" policy that encourages employees to ask questions. Combined also does a great job of promoting work/life balance. Whether it's through office events (e.g. ice cream social, bbq, holiday party) or community engagment, Combined has shown that they value what employees do outside of their office/cubicles. The leadership team here is dynamic and really in-tune to consumer and industry trends. I believe they have a good short term and long term strategic vision for the company. I've seen a cultural shift (for the better) when the new leadership came on board in 2012. I see great things for Combined in the future.

Cons

Benefits (i.e. salaries) are below market value

Combined Insurance Response

9y

Thank you for sharing this positive review! We especially appreciate hearing from our current employees, and we love hearing that one of the reasons you enjoy working here is because of our performance-based corporate culture—you will be rewarded through high performance. Our work environment is exciting and fast-paced, and we offer many career opportunities. As you mentioned, we promote continuous learning through career development programs and opportunities, and our leadership is always ready to listen to our employees. We are happy to hear that you are also enjoying the events put on by our Social Committee. We are always striving to improve, and we appreciate your advice insights. We wish you all the best in your career here at Combined Insurance!

Viewing 787 - 789 of 1,019 Reviews

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