Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,132 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 138 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 39 reviews)); "Flexible schedule but you have to work all the time" ((in 23 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 21 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 54 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 38 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,020 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,020 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,020 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

4.0

Nov 17, 2016

Need to be honest with yourself first

Account executive

Recommend

CEO approval

Business Outlook

Pros

Awesome company standards and principals. The income potential can be awesome. Especially in your first several weeks. Eventually you will be on your own and have to prove your worth and dedication. 17 success principals apply anywhere in life , it's up to you to use them. Individual teams vary, it's a reflection of the TM and the team as to how good or bad the team is. Mastermind alliance is the key.

Cons

if you are brand new to the insurance industry as you learn you will see things that are not necessarily right, but if you do the right thing you'll be ok. Doing it honest is a slow path to success, but the business that stays is the business that pays

Combined Insurance Response

9y

Thank you for sharing this positive review! We especially like hearing from our current employees. Great to hear that we have “awesome standards and principles.” We are proud of our nearly 100 year history and of the values instilled by our founder that are still carried out today-thank you for highlighting the “17 success principles.” As you also mentioned, our agents have a virtually unlimited income potential based on the volume of their sales. We appreciate your thoughtful feedback, and we wish you all the best in your career here at Combined Insurance!

4.0

Nov 17, 2016

Full time agent

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Fast paced, unlimited earning potential, intensive training, and opportunities for raises and promotions.

Cons

Sometimes you'll go a couple weeks that are really slow, but the larger paychecks make up for it. No base salary.

Combined Insurance Response

9y

Thank you for taking the time to leave this positive and realistic review! We especially appreciate hearing from our current employees. As you mentioned, a sales career with us starts with “intensive training” during which we spend a week in the home office preparing agents for success. Once in the field, agents have control over their own schedule, and as you mentioned, this can be an exciting and “fast paced” career. Our sales agents have a potentially unlimited income potential and are promoted based on their merits. We wish you all the best in your career here with us!

5.0

Nov 15, 2016

Sales Agent/Vice President II

Vice president ii

Recommend

CEO approval

Business Outlook

Pros

I have seldom been so privileged to worked with such a caring and well-oiled team. If you are looking for an experience that'll change the way you think work, and your bank account, should be--and if you can handle objections, be knowledgeable, and deliver a phenomenal customer experience--this is a great job for you! It requires a great deal of driving and meeting with business owners and clients, as well as networking, (the first of which I sadly can no longer do due to personal medical reasons--or else I would be working right now rather than writing about it!)--so, if you're shy, you will need to push yourself beyond any fear of people or awkwardness--but it can be the most rewarding experience to offer people hope and security where they would otherwise have none!

Cons

This is a job that ramps into larger and larger paychecks--it's not impossible to be paid really well from the get-go, but it'll require a lot more effort starting out than it will a year from now--if you do it well and follow what they say to do. You can add or enhance there plans for you, but do not remove or ignore their advice--you'll be hurting your own paycheck.

Combined Insurance Response

9y

Thank you for sharing this positive review! We love hearing from our current employees. We appreciate that you are sharing a realistic view of what it takes to be a successful sales agent. As you mentioned, successful agents must drive, meet with clients, learn how to network, handle objections, and follow our suggested guidelines. It will take time to build up a thriving business, but the reward can be great. Our agents have a virtually unlimited income potential based on the volume of their sales, and we also offer other valuable rewards and incentives as well as merit-based promotions. We wish you all the best in your career here with us!

Viewing 784 - 786 of 1,020 Reviews

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