Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 7% over the last 12 months. 57% of employees would recommend working at Combined Insurance to a friend and 59% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.6 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 4% over the last 12 months.

How satisfied are employees working at Combined Insurance?

57% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.4 out of 5 for work life balance, 3.5 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 132 reviews)); "People were great and very conscious" ((in 48 reviews)); "Benefits are great but not immediate" ((in 41 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 24 reviews)); "Great opportunity to sell voluntary benefits to small / medium employer groups." ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 48 reviews)); "The management is poor and not professional." ((in 47 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

57% would recommend to a friend

(261 total reviews)

Richard Williams

65% approve of CEO

59% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.6

Compensation and benefits

3.5

Culture & values

3.4

Work/Life balance

3.4

Career opportunities

2.8

Senior management

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

2.0

Apr 20, 2018

Insurance Agent

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Work as much as you want. Not many "pros" actually

Cons

100% Commission Fake people They trick you into going to sales school by telling you that the training is in Chicago when it is actually in Des Plaines.

1.0

Apr 16, 2018

If I Could Rate a 0 I Would

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

IF you ever sell anything, the bonuses are very nice.

Cons

Worst company I have ever worked for!! From the moment you get to sales school and stay in a run-down gross hotel, stuck in a room with a random roommate (mine who did not even speak the same language as me, so we had NO way of communicating). Sales school is a nightmare and you will be in class with many people who will not even take the position when they get back to their home state. First couple of weeks are good because the managers must have their new agents sell so much or they are penalized. As soon as you are on your own, they don't give two cents about you. The products are NOT good, and many clients are never paid. I've seen many clients who are on Medicaid and should not be spending 100's of dollars on products that will never pay them - but these shady agents never disclose that. Most importantly, it is never told to you that in your contract it states even after 60 days of resigning, are you responsible if a client falls off the books. Which first of all, ISNT FAIR. I no longer work for Combined, so how can I be sure that these clients are paying premiums or keeping policies in force?!!?!?! I now owe over $1,000 in back charges, and I'm sure that will just add up to even more before the 60 days is over. RUN AS FAR AS YOU CAN FROM THIS COMPANY. Combined Insurance in Charlotte NC is a JOKE!!!! Management only cares about one thing, and it isnt their agents.

Combined Insurance Response

7y

Thank you for taking the time to share this review. It’s true, this type of sales is not for everyone, and we regret it wasn’t a good fit for you. To ensure agents are following Medicaid guidelines specific to each state, they should contact the underwriting department if there are uncertainties. If you feel that is not happening, please send us more information at feedback@combined.com. We wish you all the best in your future endeavors.

5.0

Apr 11, 2018

Great Company For Highly Productive People

Licensed insurance agent

Recommend

CEO approval

Business Outlook

Pros

Combined Insurance is a company that takes corporate social responsibility very seriously. From their employees to the clients they do as best as is possible. My background is corporate operation and business ownership. This position has enabled me to leverage my natural aptitudes in the best way possible. I am able to work hard, not become “the workhorse”, and earn very commission checks. All of this is made possible by helping people when they need it most. Combined has everyone’s best interest in mind.

Cons

You have to work hard, there is no in-between, or cutting corners.

Combined Insurance Response

8y

Thank you for taking the time to leave this positive review! We appreciate that you are sharing an honest view of what it takes to be successful here. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales, all while offering products that may help people when they need it most. We are committed to giving back in our communities where we live and work, so we appreciate that you listed that we “take corporate social responsibility very seriously” as a pro. We wish you all the best in your future here with us!

Viewing 115 - 117 of 261 Reviews

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