Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 132 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are good." ((in 43 reviews)); "Hard to get started, but once you "crack the code" you can make some good money." ((in 22 reviews)); "The pay is great." ((in 21 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 48 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 34 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What Combined Insurance locations have received the highest employee ratings?

Charlotte , Buffalo , Rochester , Albany , Farmingdale , Dallas , Nashville

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

1.0

Jul 17, 2018

ALL LIES

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

NONE none at all. One week in Chicago that is "All expenses paid!" where they work you so hard that you have to stay up until 2 am studying to keep up. My poor fellow duped employees were the only positive thing about the trip.

Cons

Nothing this company told me when I was hired was true. I would not be trained in my home town, instead while I was in Chicago I was told that as soon as I got home I would be trained somewhere 3 hours from my home... another week in a hotel. Then one week at home and I was pressured into driving three hours away AGAIN for a one day conference that was more like a cult meeting. EVERY morning you have to sign into a sales meeting, no matter what you are doing, do a stupid cult like chant, and the managers are never on time so don't worry it WILL take more than a full hour. I was constantly denied proper materials and asked to BREAK THE LAW. DO NOT make the mistake I did.

Combined Insurance Response

7y

Thank you for leaving this review and letting us know you feel you were “asked to break the law.” This is something we would never condone, and we need more information. Please email us at feedback@combined.com so we can get that information. Thank you.

1.0

Aug 21, 2018

Would highly suggest passing on this job.

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Honestly none besides flexible schedule. I mean the Chicago trip seems like a pro until you get there and they treat you like kids at camp. Coworkers were cool though.

Cons

Screw you over after you quit. Everything is a numbers game to them. And not just the clients but the agents also. They like the casting a wide net strategy of hiring a bunch of people and hoping one sticks. You start dreading when the phone rings because 80% of the time it's your manager wondering about your numbers. And they say you set your own schedule and you do to a point, but your manager will always be on you to stay out knocking on doors until 9pm. Customers dont appreciate that in the slightest and I dont blame them at all. I never felt comfortable doing it because it's just plain rude. Management doesn't care though they just want numbers.

Combined Insurance Response

7y

Thank you for taking the time to leave this review. Our agents have the opportunity to engage in an entrepreneurial-type career that involves setting up their own schedules, developing their own leads through networking, working hard, and earning a virtually unlimited income based on the volume of their sales. We offer a comprehensive benefits package and merit-based promotions as well. It’s true this type of sales is not easy and is not for everyone, and we regret it wasn’t a good fit for you. We wish you all the best in your future endeavors!

1.0

Aug 1, 2018

Sales rep

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Training was top notch. But very overworked and intense.

Cons

Everything else was awful! Worked 13+ hour days. Leads aren't really leads. A lot of canvassing! No sales, no paycheck. And I ruined my car.

Combined Insurance Response

7y

Thanks for taking the time to leave this review. This type of sales is not easy, and it's true it's not for everyone. We regret it was not a good fit for you and we wish you all the best in your future endeavors.

Viewing 10 - 12 of 1,019 Reviews

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