Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)
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Richard Williams

70% approve of CEO

62% positive business outlook

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
2.0
Sep 15, 2016

Not Worth It!!!!!

Recommend
CEO approval
Business Outlook

Pros

*W-2 so taxes are taken care of for you *Direct insurance policies - can even off short-term disability without going through an employer *Commission rate is pretty decent *Flexible schedule

Cons

*100% Commission *Company does not support the agents *Always billing errors that the agent has to deal with in order to keep up customer service *MEETINGS MEETINGS MEETINGS - there are ALWAYS meetings when you need to be out in the field selling *Management very egotistic *Constant chargebacks *Always empty promises from upper management

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Combined Insurance Response
9y
Thank you for taking the time to review our company. We especially appreciate that you mentioned as “Pros” the flexible schedule and the earnings potential for our Agents. Our successful agents enjoy a virtually unlimited income potential and a comprehensive benefits package. We appreciate your constructive feedback, and we will share it with the appropriate leadership. We wish you all the best in your future endeavors.
2.0
Oct 25, 2018
Recommend
CEO approval
Business Outlook

Pros

The apps you work with are very simple and easy to understand. The Training was very good. Company Issued Ipad to conduct your business, free business cards. They have some great products also

Cons

You do not have any leads like they say you will. The only "leads" are current policy holders and a list of nearby businesses that are only a lead because they are public knowledge. You literally are a door to door sales person. If you cant sell door to door you will not survive. Had weekly meetings.... way too many along with group messages all day and night and multiple of the groups for no reason on your personal cell and not on just on the company Ipad. The Ipad also has group messages so your being bothered all day and night even if your not working that day or if it doesn't even pertain to you.

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Combined Insurance Response
7y
Thank you for taking the time to share this review. We are happy to hear that you felt training was "very good", as it is our goal to make sure our agents are ready for success in the field. It's true this type of sales is not for everyone, and we regret it wasn't a good fit for you. We will share your comments with the appropriate teams, and wish you all the best in your future endeavors.
1.0
Aug 31, 2018
Recommend
CEO approval
Business Outlook

Pros

Flexible Schedule. But that’s a double edged sword.

Cons

Now I am not like the other ppl on here. I was successful at Combined. I went on all the incentive trips. Submit a minimum of $22,500 in sales for a weekend getaway to wherever the company is taking you for that specific promotion. They treated us like Kings and Queens. They spared no expense with hotels and food and they even give us $300 to spend for the weekend. But with all of that I still never made enough money to pay my bills. The commission scale is HORRIBLE. If you compare it to regular life insurance companies then you’d see they are robbing you. Granted you get paid based on how much you sell. But even when if have 11 or 13K weeks I didn’t see the paycheck I think I deserved. Then when I left they sent me a bill for almost a thousand dollars. At the time of hiring they said you get back $350 or something like that when you give back the IPad. To this day I’ve never gotten a check but they send me a bill. They didn’t even less it from the bill. What a scam!!!! In the beginning they tell you you’ll be going to Chicago for a week, all expenses paid... please, it’s a low budget hotel with a room mate. Some random person from anywhere in America you have to spend the night with. I could’ve called them back and cussed them out. They never told me any of this. My managers were excellent. No complaints there. But the whole business model is more like a scam than a legit business.

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Combined Insurance Response
7y
Thank you for taking the time to leave this review. It's true this type of sales is not easy, and we regret it wasn't a good fit for you. We wish you all the best in your future endeavors.
Viewing 13 - 15 of 1,019 Reviews

Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.