Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 128 reviews)); "People were great and very conscious" ((in 45 reviews)); "Benefits are great but not immediate" ((in 41 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 24 reviews)); "Flexible Schedule if your sales are good" ((in 23 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 52 reviews)); "The management is poor and not professional." ((in 46 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 34 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,019 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

2.0

Aug 19, 2016

Promised the Moon, delivered a Nickel.

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

Financially solid institution due to their conservative risk management outlook. And now owned by Chubb, they are definitely built to last.

Cons

1 week training in Chicago, where they squeezed 65 hours into a 5 day period. The on the job training is non-existent, and the mid to low level leaders are burning talent rather than build it.

Combined Insurance Response

9y

Thank you for taking the time to review our company. We’ve been named to Ward®’s 50 Top Life-Health Insurance Companies list for achieving outstanding financial results in the areas of safety, consistency, and performance over a five year period for seven consecutive years, so appreciate your recognition of us being a “financially solid institution” and a Chubb company. We appreciate your feedback and will share it with the appropriate leadership. If you would like to add any more details, please email us at feedback@combined.com. We wish you all the best in your career here at Combined Insurance.

5.0

Aug 17, 2016

Awesome Opportunity .. Great People

Sd insurance agent

Recommend

CEO approval

Business Outlook

Pros

Wes Wickum, Dean Mueller and Kim Lambert are an amazing team. They are very supportive and teach you how to be a success! Great training and leadership. I worked for two other insurance companies and found the training to be lacking. Enjoyed meeting the CEO and other support staff during training. Great compensation and easy product to sell if you keep a Positive Mental Attitude!! I love making great commissions and bonuses. Massive opportunities for the right people, the ones that want to be a success and work hard to make it happen.

Cons

There are none, unless you expect the company to give you a paycheck for being lazy. If you fail, it's because you didn't put in the effort to learn and create your own destiny. Yes ... you have to work hard .. grow up and accept responsibility for your own success!! They give you the tools ... USE them!!

Combined Insurance Response

9y

Thank you! It’s great to hear from our current employees, and we especially like hearing that you’ve enjoyed “great training and leadership.” Sounds like you have had a really amazing support team. As you mention, people who excel in their sales career here have the ability to earn a virtually unlimited income, and we have quality products that can make a real difference in people’s lives. It sounds like you have the right attitude to have a successful career here at Combined Insurance. We wish you all the best!

4.0

Jun 14, 2016

For the ultimate salesman

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

There are many pros about this company. The sales training is very good. All of the management wants you to succeed. The incentives to make sales come with really good bonuses and even trips. The benefits are very good and the products are the best I have ever been introduced to.

Cons

It's sales so if you don't write policies, you don't get paid. If a policy is written and the client suddenly cancels the policy, it gets charged back to you.

Combined Insurance Response

10y

Thank you for this positive review. We especially appreciate hearing from our current employees! We are so glad to hear that you are benefitting from our excellent training and onboarding process, and that our quality products are bringing value to your customers. You offer a realistic view of a sales career, and it sounds like you are someone who will have a lot of success here at Combined Insurance. We wish you all the best!

Viewing 154 - 156 of 1,019 Reviews

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