Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 128 reviews)); "People were great and very conscious" ((in 45 reviews)); "Benefits are great but not immediate" ((in 41 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 24 reviews)); "Flexible Schedule if your sales are good" ((in 23 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 52 reviews)); "The management is poor and not professional." ((in 46 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 34 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

2.0

May 17, 2017

Avoid unless you like door to door sales

Agent

Recommend

CEO approval

Business Outlook

Pros

Set your own schedule work as much as you want or as little the bonuses help offset the terrible payout

Cons

Sales Management is very unprofessional and needs a complete overhaul also no fuel Reimbursement for meetings or sales appointments it's sad when you have to ask for simple things like that!

Combined Insurance Response

9y

Thank you for taking the time to review our company. Being a sales agent at Combined has many entrepreneurial-type characteristics, such as being able to set your own schedule, building up your own business based on referrals and leads, and having the opportunity to earn an income that is based on the volume of your sales. It’s true that sales is challenging and is not for everyone. We wish you all the best in your future endeavors.

3.0

Apr 25, 2017

good opportunity to advance-lousy products

Field representative

Recommend

CEO approval

Business Outlook

Pros

many levels of management allows for opportunity to advance-Great sales training in Chicago-good field training.

Cons

Door to Door sales in less than desirable areas, too many meetings, few customers see the value of these products as they are offered by too many other companies with better features at less cost(AFLAC-Colonial), way too many charge backs. Life insurance product is sold with less than honest approach

Combined Insurance Response

9y

Thank you for taking the time to share this review-we especially appreciate hearing from our current employees. As you mentioned, we offer merit-based opportunities for advancement and are always happy to see our successful agents take on new responsibilities. It is our belief that great sales training gives our new agents the best chance to succeed, so we appreciate that you mentioned our sales training is “great”! We don’t tolerate any type of dishonest practices, so if you would please send us more detailed information at feedback@combined.com, we will investigate your claim regarding life insurance sales. We wish you all the best in your career here with us!

5.0

Nov 30, 2016

Soon to be Senior Account Executive

Account executive

Recommend

CEO approval

Business Outlook

Pros

I have been a licensed agent for almost 10 years. I have made great money before joining Combined 6 months ago. I must say that with Combined I am making great money but also I have a great up line. We have the best training each and every week. We have Our upline is fully dedicated to seeing each of us meet our goals. There is always some type of incentive going on which your rewarded with more than just a paycheck. It's a family oriented type of vibe with us. After trying out other companies I can truly say I have found the one I want to retire from.

Cons

This may be cons for others but not for me. You have to be dedicated to working full time hours. You have to be accountable for your work days and hours. You must report activity to your manager daily. So basically if your not looking to be 100% committed this isn't the place for you and you will not survive or make any money.

Combined Insurance Response

9y

Thank you for sharing this positive review! We really appreciate hearing from our current employees, and we are thrilled to hear from an experienced insurance sales agent that Combined stands out among the others as being the best for you. We know how important it is for teams to have ongoing training and great management, and we are pleased to hear that your manager is dedicated to seeing each one of you make your goals. We offer our agents a virtually unlimited income potential based on the volume of their sales, and as you mentioned, we supplement that with bonuses, awards, and other incentives throughout the year. Hard work and commitment pay off at Combined, and we thank you for sharing an accurate portrayal of what it takes. We wish you all the best in your career here with us!

Viewing 151 - 153 of 1,019 Reviews

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