Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)
avatar

Richard Williams

70% approve of CEO

62% positive business outlook

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
1.0
Jan 17, 2017

Stay far away

Recommend
CEO approval
Business Outlook

Pros

Flexible work hours since no one knows what they are doing

Cons

This is the company you hope to never have to work for in your life again. To give you a rough breakdown they started Aon. Aon sold them to Chubb because they saw no residual value in keeping them around. Aon took all the top performing executives/employees with them and left Combined with low level employees. But Aon still collects rent from Combined so that they can use there building with AON's brand. I find that quite funny. Its like a child selling its parent. The recruiting department is burn and churn. Get as many heads in seats as possible. If they could they would take homeless people off the street and put them in a chair to interview. There sales turnover is at a all time high. The company was going to close there doors in 2013 when they faced a similar issue. They are facing that similar issue once again. People come in get great training in sales school but once they hit the field they drop off. You may ask why well the answer is simple no plans in place for the hiring managers to properly train and onboard them into the company. Why would there be when all the company looks for is bottom line profit. The company is not transparent with its sales hires from the start so they end up burning them after by leaving. For anyone looking to get the correct answer it is they will put you in a hotel a couple minutes away from the sales school which is in the basement of the AON building in Glenview. You will have to share a room. Strict sales school training with more "study time" when you return back to the hotel. They will tell you how you can be the best sales person and how there products are the best on the market. Once you return back home you will wait for your Territory Manager or Market Director to reach out to you. Key word wait that is if they even feel the need to reach out to you or if they are to busy to even take your call. In the end find yourself a reputable god honest company to work for this one is not that. In terms of the corporate structure they pay their entry level employees peanuts. I heard they recently got rid of half there recruiting department. I would imagine it had a lot to do with FLSA that anyone below $47,476 would become a non exempt employee. So instead of conforming to this rule they instead just told everyone sorry have a nice day enjoy the door on your way out. But what can you expect. The recruiting managers like to feed everyone that there is room for advancement but the only advancement they put into place is for themselves and there favorites. Essentially if you are a brown nose you will thrive. But what they fail to realize is that anyone who has left has put themselves into a better situation with more pay and a structure for success. The company is also big for hiring externally instead of promoting internally. So if you work here good luck getting promoted unless you like making peanuts and working 10 years to make more peanuts. They hire externally from big companies and bring in quite possibility the worst talent you can find on the market. Essentially the people they bring in are wash outs at there current big company and they hire them cause they are on the brink of getting fired at there current company. This is the companies plan of action to run a successful department and they wonder why turnover is at a all time high. I forecast the company shutting its doors within the next 5 years. No sales agents equal no company and with its high turnover and perception in the market place it is right on track.

avatar
Combined Insurance Response
9y
Thanks for taking the time to share this review, although we don’t agree with your assessment of where the company is headed. Combined Insurance is in a great position and we look forward to an exciting future. We were recently recognized as the Number One 2015 Voluntary Sales Growth Leader by Eastbridge Consulting Group, a marketing advisory firm serving insurance and financial services organization. 2016 was a year of unprecedented sales growth under the excellent leadership of our president, Brad Bennett. It is true that this type of sales is not for everyone which can lead to a high turnover rate. To succeed our agents must have a positive mental attitude, a strong work ethic, and resiliency to focus on their goals despite setbacks. While not every agent who starts with us succeeds, those who do have a virtually unlimited income potential and are awarded with extra bonuses, incentives, and awards. We do our best to choose candidates who we believe have the right qualities, but ultimately it is up to them to succeed. We promote based on merit, not on tenure. We did not recently get rid of half or our recruiting department, contrary to what you may have heard. Thank you for giving us this opportunity to clear up some of these misconceptions. We wish you all the best in your future endeavors.
2.0
Apr 3, 2015
Recommend
CEO approval
Business Outlook

Pros

great benefits, PTO, paid holidays and work hours etc

Cons

the raises in the company are a complete insult- and management doesnt even have meetings with employees to discuss the raises they will be given...completely unprofessional/ the salary for this role is highly below standard as well

2.0
May 10, 2019

If you just need a job

Recommend
CEO approval
Business Outlook

Pros

The people Discounts on food at the office

Cons

The pay scale is terrible and the raises/bonuses are next to nothing. Forget about role clarity. There’s no job security unless you are in with the right people. The Chubb culture is great. Combined’s is not Upper mgmt doesn’t care. If you’re not an agent or at mgr level you’re not a concern. Be prepared to do all their backend work while watching them eat catered lunches and work from home as they see fit. This place will mentally drain you as the systems are old and they have brought in so many new people who have no idea how they work so they just bog you down instead. They have no idea how to handle the amount of business that comes in.

avatar
Combined Insurance Response
7y
Thank you for taking the time to share this feedback. We are happy to hear that you enjoy the people that you work with, as we do strive to be a family-like, collaborative culture. We appreciate that you’ve shared this detailed account about your concerns. We will share your thoughts with leadership for review, but we also encourage you to discuss them with your manager. We wish you all the best in your future here with us.
Viewing 19 - 21 of 1,019 Reviews

Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.