One Word: RUN....... - Customer Care Representative Bread Financial Employee Review

1.0
Mar 20, 2020
Recommend
CEO approval
Business Outlook

Pros

Higher starting pay than most places, but so not worth it.

Cons

Absolutely everything. Zero flexibility in scheduling. They give you a generous amount of PTO and make it impossible to use, and they force you to use it if you are sick (PLUS they give you an attendance demerit in addition to that). Absolutely zero care for customer service as Alliance Data policies regarding late fees, bill pay, and the like are largely unreasonable. Most of the customers you speak to will be yelling at you about $40 late fees, and it weighs very heavily on your mental state. They have laid off close to 500 associates between September 2019 and now and I’m sure they have no plans in stopping. I have one friend from training who is still there (most of us left very soon after getting the job as it is that horrible), and she has informed me that I’m the midst of this COVID-19 outbreak, they still insist on having their employees come in and risk their health when they are capable of allowing them to work from home. And absolute morally bankrupt company that cares for money first over their associates, and certainly does not care for their customers. I cannot day enough negative things about my experience. There is a reason they are ALWAYS hiring....... The turnover is staggering because they have no idea how to treat people. The girl who sat behind me requested a Saturday off to be the maid of honor in her best friend’s wedding and they actually told her no. This is going to be your reality all the time if you work for them.

avatar
Bread Financial Response
6y
Thank you for taking the time to provide a review. We value your opinion and will take this feedback into consideration as we continue to evolve and grow. Our policies are put in place to help ensure we can succeed as a business and to create an environment of consistency for our associates. However, we are constantly evolving our approach to various policy topics, and we use feedback from our associates to help guide decisions regarding changes.

Explore other reviews about Bread Financial

5.0
Jul 8, 2026
Recommend
CEO approval
Business Outlook

Pros

Good job stability and healthy work life balance and flexible working arrangements.

Cons

Lower Compensation and annual performance hikes often lag behind.

avatar
Bread Financial Response
1d
Thank you for the review. We appreciate your positive comments regarding work life balance and flexibility as we try to make that a priority for our associates and their well-being. We also understand your concerns regarding compensation and will take that feedback to improve the associate experience for all. We thank you for your 3 years of contribution to the organization and wish you the best.
1.0
Jul 7, 2026
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

There are some really great and knowledgeable people to work with and learn from and most...most are cooperative and helpful. I DID have a few wonderful supervisors who really helped me learn and progress

Cons

The previous post couldn't have said it better. Leadership is completely out of touch and does little to help anyone and is there to serve correctives. And once you hit one like that and you don't mesh..they will look for ways to get people out that they seem a threat..bc they ARE helpful.

avatar
Bread Financial Response
1d
Thank you for taking the time to leave a review with us. We understand your frustrations and we appreciate you letting us hear about your experience. We'll be sure to relay your feedback with the appropriate leadership as we strive to improve the associate experience for all. We thank you for your 10 years of contribution to the company and wish you all the best in your future endeavors.
See reviews by: Helpful|Rating|Date|All