Love the company, not a fan of the job - Senior Account Specialist Bread Financial Employee Review

4.0
Feb 4, 2021
Recommend
CEO approval
Business Outlook

Pros

The company offers awesome benefits, Majority of leadership is very approachable, the positive first coaching makes life much easier, majority of leaders do not micromanage, the pay is awesome, opportunities to "try before you buy" with other positions, seriously one of the best companies I have worked for as far as benefits and people.

Cons

Very stressful, they have a no disconnect policy so you have to take all of the abuse the customer throws your way, we are told we can disconnect if the call becomes unproductive (as SAS) but I was written up for "Verbally disconnecting a call" whatever that means (always a top rated associate), there is no option for the customer to recieve a call back so they are made to sit on hold while they get angrier, the training seems to be awesome but majority of the escalated calls could have been handled by the 1st person, once you get to SAS it is difficult to move up so if you start on the phones expect to be there for a while, there are small changes that could be made (like adding chat support) that would make a huge difference in the employees and customers lives with our company, but they are very slow to implement changes that most companies already have. I know so many people that have said this job has thrown them to depression at one time or another. They do have a lot in place for mental health but with some small changes, you wouldn't need so many bandaid solutions.

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Bread Financial Response
5y
Thank you for taking the time to provide a review. We want our associates to know that their priorities are important to us and will take this feedback into consideration as we continue to evolve and grow.

Explore other reviews about Bread Financial

5.0
Jul 25, 2026
Recommend
CEO approval
Business Outlook

Pros

Offers great work like balance. Great benefits.

Cons

Limited promotion opportunities depending on department. Company seems to be headed in a direction they’ll be having another mass layoff to expand global partnerships which is causing a lot of worry for US employees.

1.0
Jul 7, 2026
Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

There are some really great and knowledgeable people to work with and learn from and most...most are cooperative and helpful. I DID have a few wonderful supervisors who really helped me learn and progress

Cons

The previous post couldn't have said it better. Leadership is completely out of touch and does little to help anyone and is there to serve correctives. And once you hit one like that and you don't mesh..they will look for ways to get people out that they seem a threat..bc they ARE helpful.

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Bread Financial Response
1w
Thank you for taking the time to leave a review with us. We understand your frustrations and we appreciate you letting us hear about your experience. We'll be sure to relay your feedback with the appropriate leadership as we strive to improve the associate experience for all. We thank you for your 10 years of contribution to the company and wish you all the best in your future endeavors.
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