Look the other way and run - Insurance Agent Horace Mann Employee Review

Remote work with great management.

Small company so promotions can get log jammed.

Flexibility and owning your own business.

P&C is too small to compete with major carriers on rate and when statewide losses hit, your renewal clients pay for it while you absorb the relationship damage. Territory is controlled by product managers, so zip codes you've built can be pulled based on actuarial decisions you have no input on. Event lead costs are higher when your close ratio is under 10%. Retirement comp is disappointing for a company that sells retirement products.