Pros
An opportunity to learn the business, meet some good people, make money. It's good for business owners and people that have previous experience selling life insurance.
Cons
It is not for everyone. This job interferes with your personal life and other jobs. They told me I would get a signing bonus, but never received anything. The job is excessive. Employees can be extremely demanding with your contact list. Their disclaimer is: "Don't blame us if you can't make money", and they're the ones recruiting you. If you request a refund for the fees, of the $99 you pay, you receive $69. Don't pay the monthly $25 fee for the virtual office assistant until you have your office and are already selling to clients. You must complete 32 hours of training in the form of 4 hour classes. After you quit, company reps still contact your phone. Don't go to the Retreat, save your money instead. If a company rep comes up to you and asks, "would you be interested in making extra income part-time?", just say no. It is absolutely not worth the trouble.