Pros
Senior management focuses well on stockholder value. My immediate boss was wonderful, and did not hesitate to recognize contributions or improvements. There are pockets of excellent bankers among bought-out regional bank acquisitions.
Cons
Local management have minimal ability to make decisions for their branch or branches. Good employees leave after a year or two to community banks that pay much better and let bankers decide issues themselves. Employees are like desks or chairs, and are not valued outside of their branch or district. Raises are minimal across the board year after year, (even in good years). There is minimal training or policy guidance for branch employees. There is minimal external or career-oriented training offered. Terminations may come without warning from above.